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Accelerated Death Benefit for Terminal Illness Agreement

Our Accelerated Death Benefit for Terminal Illness Agreement allows access to a portion of the death benefit in the event of a terminal condition caused by sickness or accident which directly results in a life expectancy of 12 months or less. 

Benefits

  • Under the terms of this rider, the client can accelerate up to the amount that will maintain $10,000 of face amount to be payable at the death of the insured.

Next steps

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Please keep in mind that the primary reason to purchase a life insurance product is the death benefit.

Additional agreements may be available. Agreements may be subject to additional costs and restrictions. Agreements may not be available in all states or may exist under a different name in various states and may not be available in combination with other agreements.

Life insurance products contain fees, such as mortality and expense charges (which may increase over time), and may contain restrictions such as surrender charges. Variable life insurance products contain fees, such as mortality and expense charges, and may contain restrictions, such as surrender periods. There may also be underlying fund charges and expenses, and additional charges for riders that customize a policy to fit individual needs. Charges and expenses may increase over time. The variable investment options are subject to market risk, including loss of principal.

CA Residents: This is a life insurance benefit that also gives you the option to accelerate some or all of the death benefit in the event that you meet the criteria for a qualifying event described in the policy. This policy or certificate does not provide long-term care insurance subject to California long-term care insurance law. This policy or certificate is not a California Partnership for Long-Term Care program policy. This policy or certificate is not a Medicare supplement policy.

Insurance products issued by Minnesota Life Insurance Company / Securian Life Insurance Company

Policy form numbers: ICC16-20076, 16-20076 and any state variations; ICC18-20157, 18-20157 and any state variations; ICC16-20058, 16-20058 and any state variations; ICC16-20074, 16-20074 and any state variations; ICC18-20156, 18-20156 and any state variations; ICC18-20140, 18-20140 and any state variations; ICC18-20129, 18-20129 and any state variations; ICC19-20204, 19-20204 and any state variations; ICC18-20150, 18-20150 and any state variations; ICC18-20149, 18-20149 and any state variations

The information presented above is solely intended for use by financial professionals. Such information is not intended for public consumption or dissemination.

For financial professional use only. Not for use with the public. This material may not be reproduced in any way where it would be accessible to the general public.

DOFU 8-2022

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