Added protection for the unexpected
Whether it happens at work or elsewhere, an accident that costs you a limb, your eyesight – or even your life – can permanently change your family’s finances. Protect your family from the unforeseen with accidental death or accidental death and dismemberment (AD&D) insurance.
What is accidental death insurance?
Accidental death insurance provides a payment in the event that you or a covered family member experience a fatal accident.
What is AD&D insurance?
AD&D insurance includes coverage for fatal and nonfatal accidents involving dismemberment or loss of eyesight, hearing or other key functions.
Some policies do not require you to answer questions about your health when enrolling and others allow you to enroll in coverage for your dependents, too.
With most policies, benefits are paid in addition to life insurance or other coverage you may have and surviving beneficiaries may use the money however they wish.