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Please note: SecureLink fixed indexed annuities are not available for sale in NY. In addition, SecureLink Future 10 is not available in CA. SecureLink Chronic Illness Access is not available in MA and WA.

Fixed indexed deferred individual annuities

A link to a more secure future

SecureLink fixed indexed annuities are designed for clients seeking growth of their retirement assets plus the protection of guarantees. The SecureLink suite offers clients the opportunity to earn interest that’s linked to the changes in performance of an index. 

SecureLink® Ultra 5 and 7

Protection for today. Growth potential for tomorrow.

SecureLink Ultra fixed indexed annuities help your clients combine growth potential plus protection to assist them in sticking to their long-term retirement goals.

SecureLink Ultra 5

SecureLink Ultra 7

SecureLink® Future 7, 9 and 10

Save for the future with confidence

The SecureLink Future suite of fixed indexed annuities connects protection and growth for your clients’ retirement future. Achiever Lifetime Income, an optional living benefit (available for an additional cost), can be added to a SecureLink Future fixed indexed annuity to help your clients confidently prepare for the future.

Contract type Fixed indexed deferred annuity
Maximum issue age 80 for either owner and/or annuitant
Purchase payments Minimum: $10,000; Subsequent: $1,000. Allowed within the first six months; Maximum: $2 million
Surrender charge SecureLink Future 7 (%= 9, 8, 7, 6, 5, 4, 3)
SecureLink Future 9 (%= 9, 8, 7, 6, 5, 4, 3, 2, 1)
SecureLink Future 10 (%= 9.0, 8.1, 7.2, 6.3, 5.4, 4.5, 3.6, 2.7, 1.8, 0.9)
Guaranteed minimum surrender value Minimum amount available upon surrender, death or annuitization. Equal to 87.5% of purchase payments accumulated at a guaranteed rate of interest (1% - 3%), adjusted for withdrawals. The guaranteed interest rate may vary between the indexed and guaranteed interest accounts. Determined at contract issue and guaranteed for the life of the contract.
Account options 4 indexed account options, plus a fixed account to allocate purchase payments
Death benefit

Greater of contract value, or guaranteed minimum surrender value

Optional living benefit Achiever Lifetime Income -  Annual cost of 1.15% (Single and Joint)

SecureLink® Chronic Illness Access

A unique solution for a common dilemma

The SecureLink Chronic Illness Access fixed indexed annuity offers protection and growth while uniquely addressing the needs of your clients looking to ease the potential future burden of care for chronic or terminal illness.

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An annuity is intended to be a long-term, tax-deferred retirement vehicle. Earnings are taxable as ordinary income when distributed, and if withdrawn before age 59½, may be subject to a 10% federal tax penalty. If the annuity will fund an IRA or other tax qualified plan, the tax-deferral feature offers no additional value. Qualified distributions from a Roth IRA are generally excluded from gross income, but taxes and penalties may apply to non-qualified distributions. Please consult a tax advisor for specific information. There are charges and expenses associated with annuities, such as surrender charges (deferred sales charges) for early withdrawals.

Some products and optional features may not be available in all states and features may vary by state. Not all products, features and optional benefits are available from all firms. Please consult with your firm before providing any products/services or materials listed here.

Guarantees are subject to the financial strength and claims-paying ability of the issuing insurance company.

The indexes are not available for direct investment.

These materials are for informational and educational purposes only and are not designed, or intended, to be applicable to any person's individual circumstances. It should not be considered investment advice, nor does it constitute a recommendation that anyone engage in (or refrain from) a particular course of action. Securian Financial Group, and its subsidiaries, have a financial interest in the sale of their products.

Policy form numbers:  16-70302, ICC16-70302, 16-70305, ICC16-70305, 16-70306, ICC16-70306, 16-70314, ICC16-70314, 16-70315, ICC16-70315, 17-70334, ICC17-70334, 17-70350, ICC17-70350, 17-70351, ICC17-70351, 17-70352, ICC17-70352, 17-70353, ICC17-70353, 17-70354, ICC17-70354, 17-70357, ICC17-70357, 17-70358, ICC17-70358, 17-70359, ICC17-70359, 18-70405, ICC18-70405, 18-70407, ICC18-70407, 18-70408, 18-70428, 18-70456, 18-70482, 19-70542, 19-70543, 19-70544, 21-70641, 21-70642, 21-70643.

The information presented above is solely intended for use by financial professionals. Such information is not intended for public consumption or dissemination.

Not a deposit – Not FDIC/NCUA insured – Not insured by any federal government agency – Not guaranteed by any bank or credit union – May go down in value

DOFU 3-2023