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Please note this content is not approved for use in NY. Variable annuities and optional benefits are not available for sale in NY. 

Variable annuities

A journey to a secure retirement

Securian offers a suite of variable annuities to help meet the needs of clients who are at, or nearing, retirement. Featuring a variety of investment options for potential growth, and the opportunity to add an optional benefit (for an additional cost) for additional protection and potential growth, clients may find a solution that fits the lifestyle they envision. 

MultiOption® Guide B Series

A traditional deferred variable annuity.

Learn about Guide B Series

MultiOption® Momentum

An investment-only variable annuity (IOVA).

Learn about Momentum

MultiOption® Extra

A variable annuity with a 7% Credit Enhancement.

Learn about Extra

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Optional living benefits

For an additional cost, clients can add additional income or accumulation protection and growth potential. 

Optional death benefits

For an additional cost, clients can add optional death benefits for greater protection, flexibility or further death benefit enhancements.

Contact your wholesaler


An annuity is intended to be a long-term, tax-deferred retirement vehicle. Earnings are taxable as ordinary income when distributed, and if withdrawn before age 59½, may be subject to a 10% federal tax penalty. If the annuity will fund an IRA or other tax qualified plan, the tax deferral feature offers no additional value. Qualified distributions from a Roth IRA are generally excluded from gross income, but taxes and penalties may apply to non-qualified distributions. Please consult a tax advisor for specific information. There are charges and expenses associated with annuities, such as deferred sales charges for early withdrawals. Variable annuities have additional expenses such as mortality and expense risk, administrative charges, investment management fees and rider fees. The variable sub-accounts of variable annuities are subject to market fluctuation, investment risk and loss of principal.

The guarantees are subject to the financial strength and claims-paying ability of the issuing insurance company. The guarantees have no bearing on the variable investment performance.

Some products and features may not be available in all states and features may vary by state. Not all products, features and optional benefits are available from all firms. Please consult with your firm before providing any products/services or materials listed here.

These materials are for informational and educational purposes only and are not designed, or intended, to be applicable to any person's individual circumstances. It should not be considered investment advice, nor does it constitute a recommendation that anyone engage in (or refrain from) a particular course of action. Securian Financial Group, and its subsidiaries, have a financial interest in the sale of their products.

Variable annuities are sold by prospectus. Your clients should consider the investment objectives, risks, charges and expenses of a portfolio and the variable insurance product carefully before investing. The portfolio and variable insurance product prospectuses contain this and other information. Please read the prospectuses carefully before investing.

Policy form numbers:  11-70203, ICC11-70203, 12-70232, ICC12-70232, 15-70285, ICC15-70285, 20-70632, ICC20-70632, 20-70559, ICC20-70559, 20-70560, ICC20-70560, 20-70561, ICC20-70561, 20-70591, ICC20-70591, 20-70592, ICC20-70592, 20-70593, ICC20-70593, 20-70594, ICC20-70594, 20-70595, ICC20-70595, 20-70596, ICC20-70596, 20-70597, ICC20-70597

The information presented above is solely intended for use by financial professionals. Such information is not intended for public consumption or dissemination.

DOFU 12-2022