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Surplus lines insurance

Coverage beyond the conventional

Securian Specialty Lines, Inc. provides insurance that goes beyond standard insurance coverage for circumstances that are unique, unusual or complex. We help provide insurance for those who are unable to obtain it from a traditional insurance carrier.

We offer kind of specialty risk insurance to help you grow your business beyond standard offerings.

Why use surplus lines insurance?

Traditional coverage can fall short. This is where specialty risk protection steps in. We deliver agile, insurance solutions through surplus lines—built for brokers and affinity clients facing complex, unconventional exposures.

  • Innovate: Offer new types of coverage
  • Expand: Serve niche markets or industries with unusual risk profiles
  • Regulatory constraints: More flexibility to offer products that cannot be obtained from the admitted (standard) insurance market

Flexible operating models

Securian Specialty Lines, Inc. will work directly with you to create strategic delivery that works best with your client in areas such as:

  • Enrollment
  • Billing
  • Servicing
  • Claims

Financial strength to depend on

AM Best, the world’s largest credit rating agency, has assigned Securian Specialty Lines, Inc. a Financial Strength Rating of A- (Excellent) and a Long-Term Issuer Credit Rating of A- (Excellent).

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Learn more about how you can grow your business and help protect your customers and members.

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Availability

Surplus lines insurance can be made available to the following markets.

These ratings are current as of June 2023 and subject to change.

The ratings of Securian Specialty Lines reflect its balance sheet strength, which AM Best assesses as excellent as well as its adequate operating performance, neutral business profile and appropriate enterprise risk management.

All non-admitted Products are underwritten by eligible surplus lines insurer, Securian Specialty Lines, Inc. Securian Specialty Lines, Inc. is not a licensed insurer or an eligible surplus lines insurer in California or New York and does not offer coverage in California or New York. Insurance may be placed with/procured from Securian Specialty Lines, Inc. only by a properly-licensed surplus lines broker. Coverage may not be available in all jurisdictions. Surplus lines insurers do not generally participate in state guaranty funds and insureds are therefore not protected by such funds. This information is designed to provide general information and does not constitute an offer to sell or solicitation of insurance. Any inquiries regarding the subject matter should be directed through licensed insurance professionals.

DOFU 8-2025

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