This is not a time to worry about finances

It’s difficult to anticipate the extra expenses a serious illness may bring, but you can be smart and more prepared with critical illness insurance.

What is critical illness insurance?

Critical illness insurance provides a lump sum cash payment to you if you are diagnosed with a condition covered under the policy.

Most critical illness insurance allows you to use the money however you wish and some allow you to enroll for coverage for your dependents, too. Ciritical illness insurance may be available through your employer, association or financial institution. 

What critical illness insurance covers

Conditions covered under typical critical illness insurance can include:

• Cancer
• Heart attack
• Stroke
• Major organ failure

Other conditions may be covered and certain limitations can apply. Be sure to read any policy thoroughly prior to enrolling.

Why critical illness insurance makes sense

Critical illnesses are expensive. It’s easy to understand how unpaid medical bills can threaten a family’s financial future.

While you can’t prevent a critical illness in your family, you can help protect your finances with additional, cost-effective coverage.