Skip to main content
Securian Financial Home

Advanced Sales

Securian Financial Advanced Sales Team can boost your client impact

Our advanced sales team delivers value to your clients with enhanced case design, consultative support and innovative solutions.

Resources designed to make an impact

  • Technical expertise related to life insurance, annuities and executive benefits
  • Advanced case design and consultation
  • Marketing support and resources for both financial professional and client audiences
  • Consultation with clients and other professional advisors
  • Up-to-date knowledge and insight on tax law and legislative updates

Learn more

Interested in providing greater value to your clients? We’re here to help. Contact our advanced sales team today.

1-888-413-7860, option 3

Email the team 

Ready-to-use marketing campaigns for business owners and individuals

Buildings icon

Business Owner Life-stage Design (BOLD)

Let us help you work with business owners to identify and plan for their business needs.

Explore BOLD
Umbrella icon

Life insurance as a financial tool (LIFT)

Life insurance can help protect families, provide supplemental retirement income and efficiently pass on estates.

Learn about LIFT
Dollar sign icon

Estate Planning Individually Centered (EPIC)

The EPIC approach to estate planning lets you help clients  plan for what’s next.

Make their story EPIC
Graph presentation on a display screen

Advanced sales illustration presentations

Use our sales presentations for advanced strategies that you can integrate right into product illustrations.

View presentations

Looking for more to share?

We offer a full ideas & tools library to help keep clients engaged.

View the library

Please keep in mind that the primary reason to purchase a life insurance product is the death benefit.

Life insurance products contain charges, such as Cost of Insurance Charge, Cash Extra Charge, and Additional Agreements Charge (which we refer to as mortality charges), and Premium Charge, Monthly Policy Charge, Policy Issue Charge, Transaction Charge, Index Segment Charge, and Surrender Charge (which we refer to as expense charges). These charges may increase over time, and these policies may contain restrictions, such as surrender periods. Policyholders could lose money in these products.

An annuity is intended to be a long-term, tax-deferred retirement vehicle. Earnings are taxable as ordinary income when distributed, and if withdrawn before age 59½, may be subject to a 10% federal tax penalty. If the annuity will fund an IRA or other tax qualified plan, the tax deferral feature offers no additional value. Qualified distributions from a Roth IRA are generally excluded from gross income, but taxes and penalties may apply to nonqualified distributions. Please consult a tax advisor for specific information. There are charges and expenses associated with annuities, such as surrender charges (deferred sales charges) for early withdrawals. Variable annuities have additional expenses such as mortality and expense risk, administrative charge, investment management fees and rider fees. Variable sub-accounts of annuities are subject to market fluctuation, investment risk and loss of principal. 

Policy loans and withdrawals may create an adverse tax result in the event of lapse or policy surrender, and will reduce both the surrender value and death benefit. Withdrawals may be subject to taxation within the first fifteen years of the contract. Clients should consult their tax advisor when considering taking a policy loan or withdrawal.

These materials are for informational and educational purposes only and are not designed, or intended, to be applicable to any person’s individual circumstances. It should not be considered investment advice, nor does it constitute a recommendation that anyone engage in (or refrain from) a particular course of action. Securian Financial Group, and its subsidiaries, have a financial interest in the sale of their products.

For financial professional use only. Not for use with the public. This material may not be reproduced in any form where it is accessible to the general public.

DOFU 7-2023