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Whole life insurance

Reliable coverage with growth potential

Whole life insurance provides guaranteed protection for your entire life and fixed cash value growth, making it less risky than other forms of permanent protection.1

You pay the same premium amount for the duration of a whole life insurance policy, so you always know what to expect.

Whole life insurance benefits

  • Lifetime protection for your loved ones
  • Fixed interest rate for cash value growth
  • Predictable, stable premium amounts

Whole life insurance considerations

  • You must continue to pay the premiums to keep the policy in force
  • Can be more expensive than term life insurance

  • Limited cash value growth

Ready to purchase life insurance?

Call Securian Financial at 1-877-491-5271 or contact us online to talk about your insurance needs.    

Discuss your needs

Estimate your needs

Find out how much life insurance you need.

Use our calculator

Why do I need life insurance?  (article with video)

Life insurance isn’t as complicated or expensive as people think. Here are five excellent reasons to buy life insurance now and stop procrastinating.

Ask a professional

A financial professional can help you analyze your needs and help you choose the insurance that’s right for you.     

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1. If owner/insured are different, the death benefit will be paid upon death of the insured.

Please keep in mind that the primary reason to purchase a life insurance product is the death benefit.

Life insurance products contain fees and may contain restrictions, such as surrender periods.

Policy loans may create an adverse tax result in the event of a lapse or policy surrender, and will reduce both the surrender value and death benefit. You should consult your tax advisor when considering taking a policy loan. 

Guarantees are based on the claims-paying ability of the issuing insurance company. 

DOFU 3-2022

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