Accident and sickness insurance

Focus on your health rather than your finances

Unexpected events like accidents, illnesses and injuries can disrupt your life – and your finances.

While medical insurance typically covers most medical costs, other types of expenses can arise – like transportation costs, additional childcare and household tasks you can't do for yourself.

Fretting over finances isn’t going to help you heal. That's why Securian Financial offers the following accident and illness insurance - so you can plan for the unexpected before it happens and avoid tapping into savings or other sources.

 

Accidental death insurance

Accidental death insurance provides a payment in the event you or a covered family member experience a fatal covered accident.

Purchasing accidental death insurance online can be an affordable option. And acceptance is guaranteed.

Get a quote and apply

Accident insurance

When an accident happens, your plans, activities and work routines can come to a sudden halt. Accident insurance may be offered through your employer and can help you plan for the unexpected.

Learn about accident insurance

Critical illness insurance

It’s difficult to anticipate the extra expenses a serious illness may bring, but you can be smart and help plan for them with critical illness insurance. Critical illness insurance may be offered through your employer.

More about this coverage

Hospital indemnity insurance

Medical insurance covers a lot of expenses, but not all the unexpected costs that arise from a stay in the hospital. Hospital indemnity insurance may be offered through your employer and may help during these times.

Hospital indemnity, explained

Accidental death & dismemberment insurance (AD&D)

When an accident results in a fatality or dismemberment, AD&D insurance offers added protection to help your family through the crisis. AD&D may be offered through your employer or local financial institution. 

Find out more

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