Driven by our purpose and supported by our structure as a mutual holding company, Securian Financial is committed to servicing the long-term needs of our customers.
Leading group life and supplemental health insurance solutions
Over 500 employers have selected us due to our laser-focus on providing holistic products, innovative administrative technology and exceptional customer service.1
Since issuing our first group life insurance policy in 1917, we’ve become the third largest direct writer of group life insurance in the United States.2 We’re a top provider of group life insurance to state governments (15) and have an extensive list of Fortune 500 employer clients, including 19 of the Fortune 100.3
With a progressive mindset and a purposeful commitment to stay ahead of expectations, we’re all in on creating forward-thinking solutions.
Exceptional service shouldn’t be an exception
Any company can claim to be a leader and innovator in service excellence. We let our results speak for themselves.
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Source: Securian Financial Customer and Channel Partner Insights, December, 2024.
Progressive products and services
Life Insurance
Products available include group term life insurance, group universal life insurance and accidental death and dismemberment.
See how our offerings stand out with:
- Streamlined evidence of insurability (EOl) process:
- On-platform EOl capabilities
- No knockout questions related to mental health
- Expert disability waiver of premium coordination to ensure benefit utilization
- Best-in-class implementation service4
Supplemental health insurance
Products available include group accident, critical illness and hospital indemnity insurance.
See what sets us apart:
- Family building benefits like:
- Proactive labor and delivery claim payments
- Fertility coverage*
- Dependant parent coverage*
- BenefitBump
- Emergency transport benefit
- Mental health benefits like:
- In-and-out patient rehab therapy
- Post-traumatic stress disorder treatment
Comprehensive bereavement support from Empathy
To complement both product suites, we offer a comprehensive bereavement support system, Empathy.This provides guidance and care for the administrative, emotional, legal and financial challenges both when preparing for a loss and after a loved one passes away.
Exceptional customer experience
For employers
- Help reduce HR workload because we tackle enrollment, manage eligibility rules, maintain coverage and beneficiary records, calculate premium deductions and more
- Cross-product reporting provides transparency
- Bundling life and supplemental health products may provide discounts and additional tech credits. Availability may vary by state
- Option to elect longer supplemental health product rate guarantees
For employees
- Medical claims integration through Reclaim
- Expanded gender definitions and preferred name
- Contact-free medical underwriting for life insurance
- 99% of applicants don’t require an in-person exam5
- Approx. 91% of online EOI decisions are made within one business day5
Artificial intelligence (AI) practices
Guided by human oversight to help safeguard privacy and security, AI is thoughtfully used to enhance our service delivery and customer experiences.
We’re using AI to:
- Deliver new hire emails offering personalized coverage recommendations
- Provide real time support through the AI-driven chatbot within the Benefit Scout decision-support tool
- Process supplemental health claims faster for payment. The combination of advanced technology and Securian's experienced claims examiners helped acheive a less than 24 hour6 timeframe from proof to payment for health and wellness, accident, critical illness and hospital indemnity claims in 2024.
Financial strength matters
Our high ratings and financial strength are a testament to our long-term focus, aided by our mutual holding company structure which allows us to put our energy into serving the needs of our customers and channel partners.
*Not available in all states
Emergency Transport Protection powered by MASA is offered through Obsidian Insurance Company, with its principal place of business at 1330 Avenue of the Americas, Suite 23A, New York, NY 10019. Coverage is not available in all states and is subject to the company underwriting guidelines and the issued policy. Policy forms and policy terms may vary by state and territory.
MASA and Obsidian are not affiliates of Securian Financial Group, Inc.
Value-added services availability and features may vary by state. Your Securian Financial representative can confirm availability.
The relationship between The Empathy Project Inc. and Securian Financial Group, Inc., is that of independent contractor. These services are not affiliated with Securian Financial Group, Inc., or its group contracts and may be discontinued at any time. Certain terms, conditions, and restrictions may apply when utilizing the services. The Empathy Project Inc. is responsible for the services it provides and does not have the power or authority to obligate or bind Securian Financial Group, Inc., in any manner beyond that which is contractually agreed to by the parties.
Access to BenefitBump is not contingent upon participation in the group hospital indemnity insurance product, nor any other product offered by Securian Financial Group, Inc. and its insurance company subsidiaries. The relationship between BenefitBump, LLC and Securian Financial Group, Inc., is that of independent contractor. BenefitBump, LLC is responsible for the services it provides and does not have the power or authority to obligate or bind Securian Financial Group, Inc., in any manner beyond that which is contractually agreed to by the parties.
Services provided by Reclaim are their sole responsibility. Reclaim is not affiliated with Securian Financial and its services may be discontinued at any time. Certain terms, conditions and restrictions may apply when utilizing the services.
Benefit Scout is an educational tool designed to help you understand and make decisions about your employee benefits.
For more information about the rating agencies and to see where our ratings rank compared to other ratings, please see our website at securian.com/ratings.
Ratings for financial strength and claims-paying ability are important; however they are not reflective of the performance of any registered securities or variable subaccounts. All ratings information as of June 2023. Securian Financial Group, Inc., is a part of an insurance company holding group. These ratings are assigned to the following Securian Financial Group member companies: Minnesota Life Insurance Company and Securian Life Insurance Company.
This material provides general information to the recipient. Securian Financial cannot provide legal or tax advice, including but not limited to questions regarding ERISA and Health Savings Accounts. Any questions regarding these topics should be directed to your legal and tax advisors.
- As of January 2025. Statistics reflect entire group insurance business of Minnesota Life Insurance Company and Securian Life Insurance Company.
- Direct group life insurance in force as of December 31, 2023 on a consolidated basis. Source: S&P Global Market Intelligence. This statistic reflects the insurance subsidiaries of Securian Financial Group, Inc., Minnesota Life Insurance Company and Securian Life Insurance Company.
- As of October 31, 2024.
- Securian Financial Customer Insights and Experience, EBS Implementation, June 2025.
- Based on Securian Financial’s underwriting data 1/1/2023-12/31-2023.
- As of January 2025. Statistics reflect entire group insurance business of Minnesota Life Insurance Company and Securian Life Insurance Company.
DOFU 8-2025
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