Stay up to date in the ever-changing employee benefits marketplace with our original thought leadership and proprietary research offering insights into the latest industry trends.
From uncovering trends — to covering the bases in the employee benefits market
Research from Securian Financial
The affordability trap: Why cheaper choices cost employees more
When costs rise faster than wages, employees make affordability-first choices: lower-premium plans with higher deductibles, skipping supplemental coverage or cutting dental or vision to keep medical. The savings are immediate. This is the affordability trap: optimizing for today’s paycheck at the cost of tomorrow’s crisis. Gaps are then created that employees don’t see until something goes wrong.
Our proprietary research explores six gaps, and what employers can do to close them.
Thought leadership articles
Medical claims integration: Turning elected benefits into visible value
See how medical claims integration can help employees use supplemental health benefits by connecting qualifying medical events to claim support.
How product innovation drives supplemental health sales surge
Discover how innovative product solutions are driving a surge in supplemental health sales. Read our valuable insights for insurance brokers and employers looking to enhance their offerings and meet the evolving needs of their clients.
3 trends shaping group life insurance pricing
More Americans will turn 65 in 2025 than at any point in history. It’s one of three trends reshaping group life insurance risk assessment and pricing.
DOFU 3-2026
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