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Securian Financial increases individual life retention to $10 million, strengthening support for high-net-worth life insurance market

ST. PAUL, Minn.--(BUSINESS WIRE)--Securian Financial announced today that it has increased its corporate retention on individual life insurance cases from $5 million to $10 million, enhancing the company’s ability to serve affluent clients and compete for larger, more complex life insurance opportunities.

The increased retention gives Securian greater flexibility to support large individual life insurance cases by retaining more of the risk internally while continuing to apply its disciplined underwriting and risk management standards. The change expands the company’s capacity to support higher face amounts and complex case designs, making Securian an even stronger partner for financial professionals serving the high-net-worth market.

“This is an important investment in our large-case capabilities and another example of how we’re evolving to meet the needs of our distribution partners and their clients,” said Jake Jones, Securian Financial second vice president and actuary for Individual Solutions. “By increasing our corporate retention, the financial professionals we work with will benefit from expanded support for larger face amounts, greater flexibility in jumbo and multi-carrier case designs and added confidence when placing affluent-market business with Securian.”

The new corporate retention limit took effect August 1, 2026, and is available for eligible cases that meet Securian’s underwriting and risk management guidelines.

About Securian Financial

To be confident in your financial future, you need to trust the strength and commitment of the companies you choose to work with. For more than 145 years, the Securian Financial family of companies has been developing innovative insurance and retirement solutions to meet the evolving needs of individuals, families and businesses. Offered through partnerships with employers, financial professionals and affinity groups, our products help bring peace of mind to more than 23 million customers throughout the United States and Canada. We are trusted by our partners and customers to fulfill our purpose of helping to build secure tomorrows. For more information about Securian Financial, visit securian.com or follow us on Facebook, Instagram or LinkedIn.

Contact Info

Jeff Bakken

Media Relations

Please keep in mind that the primary reason to purchase a life insurance product is the death benefit.

Life insurance products contain charges, such as Cost of Insurance Charge, Cash Extra Charge, and Additional Agreements Charge (which we refer to as mortality charges), and Premium Charge, Monthly Policy Charge, Policy Issue Charge, Transaction Charge, Index Segment Charge, and Surrender Charge (which we refer to as expense charges). These charges may increase over time, and these policies may contain restrictions, such as surrender periods. Policyholders could lose money in these products.

Not a deposit — Not FDIC/NCUA insured — Not insured by any federal government agency — Not guaranteed by any bank or credit union — May go down in value

DOFU 8-2026

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