Term life products
Our term life insurance products offer your clients affordable premiums, a choice of guarantee periods and the ability to convert to a permanent product in the future.
Advantage Elite Select Term
Our Advantage Elite Select term life product meets your clients’ term life protection needs with affordable premiums and a choice of five guarantee periods. An Extended Conversion Agreement lets clients lock in insurability while having the option to convert to permanent life insurance protection in the future. Advantage Elite Select is available in 5, 10, 15, 20, 30 level term years.
Convertible Annual Renewable Term
Convertible Annual Renewable Term (CART) and CART Second Death (CART-SD) products are designed for people who want low-cost life insurance with annual renewable premiums for up to ten years. These products can lock in insurability for your clients seeking coverage that is more robust and allow them to convert when the time is right.