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Securian Financial

Individual annuities

Offer a variety of retirement income solutions

Annuity products offered by Securian Financial can help your clients accumulate retirement assets and provide options for taking their retirement income – including a steady stream of guaranteed income for life.

We are committed to the annuity marketplace and providing your clients with competitive, meaningful retirement income solutions.

Why annuities from Securian Financial?

  • Competitive products. 

    We offer fixed, fixed indexed and variable annuity products to help your clients accumulate and manage their retirement income.1

  • Help grow your business. 

    Our regional vice presidents and consultative wholesalers can provide you with prospecting support including sales presentation support and case consulting.

  • Marketing resources. 

    Looking for help initiating conversations about retirement with your clients? We offer client education and sales resources to help you. Our campaigns cover general retirement planning, Social Security strategies and more.

  • Ease of doing business. 

    We provide product expertise and customized illustrations. Online tools help you to streamline the application process and conveniently manage your book of business.

  • A focus on the future. 

    Our long-term business approach means we stand behind the guarantees in the annuity products we offer.2

Product options

Fixed deferred annuities

Our SecureOption® fixed annuity products provide stability and a choice of guarantee periods.

Fixed immediate annuity

Our IncomeToday!® single payment immediate annuity provides a guaranteed stream of income for your clients today and tomorrow.

Fixed indexed deferred annuities

Our SecureLink fixed indexed annuity products offer protection and potential for growth of retirement income.

Variable annuities

Our MultiOption® suite offers your clients investment flexibility, and attractive optional living and death benefit options, available for an additional cost.

Selling our annuity products

Learn more about getting licensed to sell.     

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Access annuity resources

Log in or register for our advisor website for access to our full set of annuity tools.     

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1. Products are issued by Minnesota Life Insurance Company in all states except New York. In New York, products are issued by Securian Life Insurance Company, a New York authorized insurer.

Not all products are available in all states and product features may vary by state. Variable and fixed indexed annuities are not available in New York. Not all products, features and optional benefits are available from all selling firms or broker dealers.

2. Guarantees are subject to the financial strength and claims-paying ability of the issuing insurance company.

An annuity is intended to be a long-term, tax-deferred retirement vehicle. Earnings are taxable as ordinary income when distributed, and if withdrawn before age 59½, may be subject to a 10% federal tax penalty. If the annuity will fund an IRA or other tax qualified plan, the tax deferral feature offers no additional value. Qualified distributions from a Roth IRA are generally excluded from gross income, but taxes and penalties may apply to nonqualified distributions. Please consult a tax advisor for specific information. There are charges and expenses associated with annuities, such as deferred sales charges for early withdrawals. Variable annuities have additional expenses such as mortality and expense risk, administrative charge, investment management fees and rider fees. Variable annuities are subject to market fluctuation, investment risk and loss of principal.

DOFU 3-2018
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