Skip to main content
Securian Financial Home
Search
Search

We love to solve retirement challenges

Our dedicated team is ready to support your needs.

Contact us

Pension risk transfer

Collaborative expertise and service

Pension risk transfer (PRT) is a strategy that allows companies to manage the financial risks associated with their defined-benefit pension plans.

An employer transfers some or all of its pension obligations to Securian Financial through a purchase of a guaranteed single-premium group annuity contract issued by Minnesota Life Insurance Company or Securian Life Insurance Company. Then we take over the responsibility to make all future benefit payments to transferred participants and assume all investment, liquidity and mortality risks.

How companies benefit

Pie chart icon

Reduced financial risk

Mitigates risks related to investment returns, interest rate fluctuations, balance sheet and income statement volatility, and longevity.

Icon of a graph indicating volatility

Cost predictability

Reduces uncertainties in managing pension plans and eliminating PBGC premiums and other administrative costs for transferred liabilities.

Magnifying glass with chart inside

Core business focus

Frees up capacity to concentrate on primary business activities without the administrative load and financial resources required for managing pension liabilities.

Why work with us

Securian Financial offers a proven history of financial stability and expertise in the PRT market. We are the 9th largest writer of pension risk transfer in the industry1 and known for our collaboration and customer service. In fact, consultants and companies we work with give our team of experts a Net Promoter Score of well above 70, which is generally considered to be ‘world-class’ level.2

This is a carousel with slides that do not auto-rotate. Use the next and previous buttons to navigate, or jump to a slide with the slide dots.

We align the work we do as a conscientious, customer-focused organization with the priorities of our clients. Our dedicated support teams ensure seamless transitions and ongoing assistance, showcasing our strong track record in the PRT market.

Blake Reigert

Director, Business Development, Institutional Retirement Solutions

Our top-level net promoter score speaks volumes about our approach to service and collaboration. We work side-by-side with our clients every step of the way to exceed expectations for all involved.

Angela Olson

Manager, Business Operations, Institutional Retirement Solutions

In the fiduciary-focused business of PRT, the current and continued financial strength of an insurance company is paramount. Securian helps our customers build secure tomorrows and we want them to have the peace of mind that they deserve in their retirement years.

Kent Peterson

Vice-President, Institutional Retirement Solutions

All from a company known for its financial strength

Securian Financial has been providing solutions and protecting families for more than 140 years. Our mutual holding company structure means we’re not under pressure to deliver short-term returns. Instead, we focus our energy on serving customers’ long-term needs.

Our ratings reflect our strength

Minnesota Life Insurance Company and Securian Life Insurance Company — the issuers of our products — rank among the most highly-rated insurance companies in the United States.

View our current ratings

Our financials show our focus

Our annual report and financial statements reflect our integrity and commitment to maintaining a strong balance sheet, no matter the market environment.

View all financial documents
  1. LIMRA, U.S. Group Annuity Risk Transfer Survey, Fourth Quarter 2024. Figure reflects total PRT buyout sales.
  2. Securian Financial PRT client and consultant experience study, December 2024.

Our financial strength and claims-paying ability rank us among the most highly rated insurance company groups in the nation. For more information about the rating agencies and to see where our ratings rank compared to other ratings, please visit securian.com/ratings.

Blake Reigert, Kent Peterson and Angela Olson are Securian Financial employees, and thus have a financial connection to Securian Financial. Their statements were given freely.

DOFU 4-2025

4377695