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Securian Financial

VUL Defender®

A competitive edge for protection sales 

Competitive Premiums. Lifetime Guaranteed Death Benefit.

When it comes to protection, we’ve got you – and your clients – covered.

Variable Universal Life (VUL) Defender

Securian Financial’s VUL Defender provides one of the most competitive lifetime guaranteed death benefits on the market. But we didn’t stop there: we also designed VUL Defender to offer comprehensive protection throughout your client’s life – not just when they’re gone.1

With cash value growth potential, indexed accounts and variable subaccount options and optional chronic illness protection, VUL Defender is at the top of its class.

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Three common client profiles, one clear winner.

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A competitive protection and chronic illness solution

A powerful option for combatting care costs

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1. If owner/insured are different, the death benefit will be paid upon death of the insured.

Please keep in mind that the primary reason to purchase a life insurance product is the death benefit.

Life insurance products contain fees, such as mortality and expense charges (which may increase over time), and may contain restrictions, such as surrender periods. Variable life insurance products contain fees, such as management fees, fund expenses, distribution fees and mortality and expense charges (which may increase over time). The variable investment options are subject to market risk, including loss of principal.

Agreements may be subject to additional costs and restrictions. Agreements may not be available in all states or may exist under a different name in various states and may not be available in combination with other agreements.

Insurance products are issued by Minnesota Life Insurance Company in all states except New York. In New York, products are issued by Securian Life Insurance Company, a New York authorized insurer. Minnesota Life is not an authorized New York insurer and does not do insurance business in New York. Both companies are headquartered in St. Paul, MN. Product availability and features may vary by state. Each insurer is solely responsible for the financial obligations under the policies or contracts it issues. Securities offered through Securian Financial Services, Inc., member FINRA/SIPC, 400 Robert Street North, St. Paul, MN 55101-2098, 1-800-820-4205.

Securian Financial is the marketing name for Securian Financial Group, Inc., and its affiliates. Minnesota Life Insurance Company and Securian Life Insurance Company are affiliates of Securian Financial Group, Inc.

For financial professional use only. Not for use with the general public. This material may not be reproduced in any form where it is accessible to the general public.

These materials are for informational and educational purposes only and are not designed, or intended, to be applicable to any person’s individual circumstances. It should not be considered investment advice, nor does it constitute a recommendation that anyone engage in (or refrain from) a particular course of action. Securian Financial Group, and its affiliates, have a financial interest in the sale of their products.

DOFU 10-2020