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WriteFit Underwriting™

Fast underwriting for your clients

Our WriteFit Underwriting program uses tools and techniques that predict relative mortality based on a number of behaviors. With WriteFit1, there is no need for medical exams or blood tests — offering faster underwriting decisions and an overall improved client experience when compared to traditional underwriting.

Have questions or need assistance?

Your life sales team is here to walk you through the process

See what clients fit into WriteFit


  • 28 years old
  • Healthy
  • Just starting out his career


  • 38 years old
  • Recently started exercising


  • 45 years old
  • Active
  • Works a physical job


  • 50 years old
  • Lives in the city
  • Nearing retirement age

3 easy steps

Complete and submit eApp

Enter information relevant to your client. Select from flexible underwriting options including a client-completed underwriting questionnaire or tele-interview (part 2).2

Step 2: Application review

We review your application and schedule the tele interview. After completing the tele interview, underwriters determined if the client qualifies for WriteFit.

Step 3: Underwriting decision

If client qualifies, the client is approved and policy is issued within 24 hours.3

A simple, fully digital purchase process

This quick two-minute video outlines our paperless and contact-free process.

View video

Quote in minutes

eValuate offers you real-time offers, so you don't have to wait to see what underwriting class your clients qualify for.

Get a quote


Q: What if my client doesn’t qualify for WriteFit?

Q: Which clients should I send through WriteFit? 

Q: How do I prepare my client for the WriteFit Underwriting process?

Q: Why should I try the WriteFit Underwriting Program?

Q: Do I need to sell WriteFit Underwriting differently? 

Thinking about submitting an application?

Learn how Securian Financial offers your clients a completely contact-free process to help streamline doing business.

Learn more

WriteFit Underwriting consumer marketing toolkit

Turn-key digital marketing campaigns to show prospects the benefits of WriteFit Underwriting.

Get the kit

1. Our WriteFit Underwriting program includes WriteFit and WriteFit Express. This information refers only to WriteFit, except where noted. 

2. May not be available for some clients; feature may not be available for all products and may vary by state.

3. Upon completion of tele interview for eligible clients. 

4. If declined, a 90-day waiting period will be enforced before a new application can be submitted.

5. Appropriate consent is obtained prior to data collection and usage

Please keep in mind that the primary reason to purchase a life insurance product is the death benefit. 

Life insurance products contain fees, such as mortality and expense charges (which may increase over time), and may contain restrictions, such as surrender periods.

Policy loans and withdrawals may create an adverse tax result in the event of lapse or policy surrender, and will reduce both the surrender value and death benefit. Withdrawals may be subject to taxation within the first fifteen years of the contract. Clients should consult their tax advisor when considering taking a policy loan or withdrawal. 

Product features and availability may vary by state.

These materials are for informational and educational purposes only and are not designed, or intended, to be applicable to any person’s individual circumstances. It should not be considered investment advice, nor does it constitute a recommendation that anyone engage in (or refrain from) a particular course of action. Securian Financial Group, and its subsidiaries, have a financial interest in the sale of their products.

For financial professional use only. Not for use with the public. This material may not be reproduced in any form where it is accessible to the general public.

DOFU 7-2022