Accident insurance offered by Securian Life Insurance Company provides a lump-sum benefit to the insured or a family member if they seek treatment to recover after an unexpected accident covered under the policy. Commonly covered events include broken bones, burns, trips to the emergency room and organized sports injuries. The insured can use the money to cover immediate medical expenses, lost income or however they wish.
Flexible coverage examples
- Injuries: Burns, concussions, lacerations, organized sports injury
- Emergency care: Ambulance, ER visit, emergency dental
- Hospital care: Testing, x-rays, anesthesia
- Surgery benefit: Inpatient or outpatient surgery, joint replacement, ruptured disk
- Follow-up care: Inpatient and outpatient therapy, prescription drugs, transportation
- Support care: adult companion lodging, family care, pet boarding and professional sitting
- Accidental death: Accidental death and dismemberment (AD&D), catastrophic loss
Guaranteed acceptance for your consumers
- No medical questions asked
- Single, spouse/legal partner and family coverage available
- Minimum eligibility age 18 years – with no upper limit
Easy payment when consumers are in need
- Simple claims process with benefits paid directly to the insured
- No network restrictions
- Multiple benefits can be paid for one injury (up to product benefit maximums)
