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Reproductive health benefits

Critical illness insurance that goes beyond expectations 

Insurance products issued by Securian Life Insurance Company

New inclusive benefits that meet evolving needs

Pregnancy and childbirth costs are a well-established component of health care planning, but reproductive health is fast becoming another crucial piece of the employee benefits puzzle. With improved technology and reduced stigma around these treatments, more employees are seeking help, and they're looking to their employers for support.

Our critical illness insurance now offers: 

  • Premature menopause

  • Egg or sperm harvesting

  • Disorders of the reproductive organs

  • Abnormalities of the uterus, fallopian tube or ovaries

  • Viral or bacterial reproductive infections

     

Product availability and features may vary by state.

Explore our solutions

Our group insurance sales team is ready to answer your questions and share our solutions.

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Addressing sensitive complexities

We’ve expanded our supplemental health solutions to include new reproductive health benefits, covering employees with meaningful support during life’s most personal journeys.

woman at bathroom with pregnancy test and looking to the side

Fertility challenges

1 in 6 people

are effected worldwide1

Woman hugging man who is about to kiss her

Family building

83% of Gen Z and 77% of Millennials

say family-building benefits are important in the workplace2

Woman sitting on a backwards chair in an art studio

Premature menopause

3–4× more prevalent

than once thought, and often goes untreated3

Additional support for growing families

See how our hospital indemnity insurance provides proactive claims for labor and delivery, along with access to BenefitBump, a concierge benefit navigation service that helps growing families build a plan for balancing work and life.

Learn more

Family-building benefits

Starting and growing a family is increasingly complex and costly. Our research explores evolving family structures, the impacts of a volatile economic landscape and the shifting expectations of employer-provided benefits.

Explore these trends and recommended strategies to understand how employers can better support employees and create a more attractive workplace.

Explore now

Customizable programs for your diverse workforce

Supplemental health benefits like critical illness insurance and hospital indemnity insurance can play a crucial role in an employer family-building benefits package.

Explore supplemental health
  1. Team, Maven. Why you need to offer infertility support for your employees — and how to design better benefits, Maven Clinic, August 2024.
  2. Securian Financial’s Future of Family: Why family-building benefits are essential to engage tomorrow’s workforce study, 2025.
  3. The overlooked and undertreated perils of premature ovarian insufficiency, Cleveland Clinic, August 2025.

Value-added services availability and features may vary by state. Access to BenefitBump and any successor company is not contingent upon participation in the group hospital indemnity insurance product, nor any other product offered by Securian Financial Group, Inc. and its insurance company subsidiaries.  he relationship between BenefitBump, LLC, any successor company and Securian Financial Group, Inc., is that of independent contractor. BenefitBump, LLC and any successor company is responsible for the services it provides and does not have the power or authority to obligate or bind Securian Financial Group, Inc., in any manner beyond that which is contractually agreed to by the parties. 

This material provides general information to the recipient. Securian Financial cannot provide legal or tax advice, including but not limited to questions regarding ERISA and Health Savings Accounts. Any questions regarding these topics should be directed to your legal and tax advisors.

Limitations and exclusions apply. This policy has exclusions, limitations, reduction of benefits, and terms under which the policy may be continued in force or discontinued. In the event of a conflict between this summary and the policy and/or certificate, the policy and/or certificate shall dictate the insurance provisions, exclusions, all limitations and terms of coverage. All elections or increases are subject to the actively at work requirement of the policy. Products are offered under policy form series 23-32606 critical illness insurance and 23-32598 hospital insurance or a state variation thereof. Product availability and features may vary by state.

DOFU 10-2025

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