No moving parts.
No surprises.
SecureLink® Assure: A simpler approach to fixed indexed annuities
Many fixed indexed annuities become harder to explain over time as rates change and client expectations shift. SecureLink Assure takes a more predictable approach.
With guaranteed account terms throughout the guarantee period, it gives clients greater confidence in what they own — and gives you an easier story to tell.
Contact our annuity sales team
Learn more and get a custom illustration.
Known terms from day one
Cap, trigger and participation rates are guaranteed for the duration of the surrender period so you and your clients can stop getting burned on renewals.
The indexing features inside SecureLink Assure contain no moving parts — it has:
Guaranteed caps
Guaranteed participation rates
Guaranteed triggers
You and your clients don’t need to worry about unpleasant surprises for the duration of the surrender period.
Which experience would your client prefer?
This is a hypothetical example for illustrative purposes only.
Simple by design
From the initial conversation to annual reviews, SecureLink Assure makes it easier to set expectations and help clients feel confident.
Easier to explain
Known terms help you set clearer expectations from the start.
Easier to review
Consistent rates can make annual conversations more straightforward.
Easier to own
Clients can choose from fixed and indexed account options and revisit eligible allocations at each contract anniversary.
When a zero return isn't enough
Introducing CoreRate+
Traditional fixed indexed annuities have a zero floor. But what about clients who want some growth every year?
A new crediting method that combines simple interest credited annually with the potential to participate in index performance.
An annuity is intended to be a long-term, tax-deferred retirement vehicle. Earnings are taxable as ordinary income when distributed, and if withdrawn before age 59½, may be subject to a 10% federal tax penalty. If the annuity will fund an IRA or other tax qualified plan, the tax deferral feature offers no additional value. Qualified distributions from a Roth IRA are generally excluded from gross income, but taxes and penalties may apply to non-qualified distributions. Please consult a tax advisor for specific information. There are charges and expenses associated with annuities, such as surrender charges (deferred sales charges) for early withdrawals.
The guarantees are subject to the financial strength and claims-paying ability of the issuing insurance company.
The rates offered during the Guarantee Period will vary based on the Surrender Schedule chosen at the time of application.
The Cap(s), Participation Rate(s), Trigger Rate(s), CoreRate(s), and/or Fixed Interest Rate for the Guarantee Period are listed on the Contract Schedule Page. For any Crediting Period commencing after the Guarantee Period, the applicable rate(s) will be declared at the beginning of each Crediting Period.
All rates are subject to the maximums and/or minimums as stated in the contract.
Funds allocated to an indexed account using the CoreRate+ Crediting Methodology must remain allocated to the account until the completion of the Guarantee Period in order to be eligible for an Indexed Credit. Interest Credits are applied at the end of each Crediting Period within the Guarantee Period and are not compounded.
The indexes are not available for direct investment.
The “S&P 500®” is a product of S&P Dow Jones Indices LLC or its affiliates (“SPDJI”), and has been licensed for use by Minnesota Life. S&P®, S&P 500®, SPX®, SPY®, US 500™, The 500™, iBoxx®, iTraxx® and CDX® are trademarks of S&P Global, Inc. or its affiliates (“S&P”); Dow Jones® is a registered trademark of Dow Jones Trademark Holdings LLC (“Dow Jones”) and these trademarks have been licensed for use by SPDJI and sublicensed for certain purposes by Minnesota Life. Minnesota Life Indexed Annuities are not sponsored or, sold by SPDJI, Dow Jones, S&P, their respective affiliates, and none of such parties make any representation regarding the advisability of investing in such product(s) nor do they have any liability for any errors, omissions, or interruptions of the S&P 500®.
The products referred to herein are not sponsored, endorsed, issued, sold or promoted by MSCI, and MSCI bears no liability with respect to any such products or any index on which such products are based. The Contract contains a more detailed description of the limited relationship MSCI has with Minnesota Life and any related products.
Nasdaq®, Nasdaq-100®, Nasdaq-100 Volatility Control 12%™ and XNDX12E™ are trademarks of Nasdaq, Inc. (which with its affiliates is referred to as the “Corporations”) and are licensed for use by Minnesota Life. The Product(s) have not been passed on by the Corporations as to their legality or suitability. The Product(s) are not issued, endorsed, sold, or promoted by the Corporations. THE CORPORATIONS MAKE NO WARRANTIES AND BEAR NO LIABILITY WITH RESPECT TO THE PRODUCT(S).
For financial professional use only. Not for use with the public. This material may not be reproduced in any form where it is accessible to the general public.
DOFU 8-2026
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