Indexed universal life products
Indexed universal life (IUL) insurance policies provide lifetime death benefit protection along with tax-advantaged cash value growth tied to changes in an underlying index.1 They allow for higher crediting potential than fixed-interest policies, while also protecting clients from negative earnings.
Offers two uncapped indexed account options to maximize crediting potential2 along with the latest innovations in technology and product design to make the life insurance journey faster and easier. Orion IUL appeals to individuals who want lifetime death benefit protection, flexibility and strong cash value growth potential.
Provides competitive index crediting options for accumulation-focused clients. Eclipse IUL appeals to clients who desire death benefit protection and want to accumulate funds for supplemental retirement income, college tuition, a new home or other goals with downside protection.
Omega Builder IUL
An accumulation-focused product that offers options for how the death benefit is paid to your clients' beneficiaries, Omega Builder IUL appeals to clients who want to build cash value but are uncomfortable investing directly in the market — someone looking for both death benefit protection and accumulation potential.
Eclipse Protector IUL
Brings an indexed crediting option to the protection-focused market. Eclipse Protector IUL appeals to clients who desire premiums that fit within their budget and a policy that provides guaranteed death benefit protection and tax-advantaged cash value.