Life insurance tends to be overlooked and often misunderstood. Many Americans don’t think about life insurance until a major event in their life, such as a marriage, or a baby. Then come the expenses, and unfortunately in many cases, life insurance becomes an unnecessary expense and gets pushed down on the list of priorities. At Securian Financial, we hope to address those misconceptions, help bring light to the importance of life insurance and ensure individuals and families are prepared for life’s what-ifs.

A survivor’s take

At 29 years old, Richard Thoma received a phone call that completely changed his life. After his rare cancer diagnosis, he’s now sharing his story to educate others on the significance of planning for life’s uncertainties before it becomes too late. Here’s his story.