An annuity is intended to be a long-term, tax-deferred retirement vehicle. Earnings are taxable as ordinary income when distributed, and if withdrawn before age 59½, may be subject to a 10 percent federal tax penalty. If the annuity will fund an IRA or other tax qualified plan, the tax deferral feature offers no additional value. Qualified distributions from a Roth IRA are generally excluded from gross income, but taxes and penalties may apply to non-qualified distributions. Please consult a tax advisor for specific information. There are charges and expenses associated with annuities, such as surrender charges (deferred sales charges) for early withdrawals.
Registered index-linked annuities are subject to ongoing fluctuations in value, and it is possible to lose a significant amount of principal due to negative index performance or a negative interim value adjustment.
Indexed accounts have a daily interim value adjustment that may be negative or positive and causes an indexed account’s value to fluctuate daily. The interim value adjustment may be negative, even if the underlying index performance is positive. A negative interim value adjustment may result in losses to your initial investment and previous index credits earned.
This is a general communication for informational and educational purposes. The information is not designed, or intended, to be applicable to any person’s individual circumstances. It should not be considered investment advice, nor does it constitute a recommendation that anyone engage in (or refrain from) a particular course of action. If you are seeking investment advice or recommendations, please contact your financial professional.
A purpose of the method of marketing is solicitation of insurance and that contact will be made by an insurance agent or agency.
This material must be preceded or accompanied by the current AccumuLink Advance(TM) product prospectus. The current contract prospectus can be located at securian.com. Refer to the prospectus and product materials for important information and disclosures concerning the product, charges and fees, account options, and indexes. You should carefully consider the investment objectives and risks of the registered index linked annuity before investing.
Insurance products are issued by Minnesota Life Insurance Company or Securian Life Insurance Company, a New York authorized insurer. Both companies are headquartered in St. Paul, MN. Product availability and features may vary by state. Each insurer is solely responsible for the financial obligations under the policies or contracts it issues. Securities are distributed by Securian Financial Services, Inc. Member FINRA. 400 Robert Street North, St. Paul, MN 55101-2098.
Policy form numbers: 24-72796 Rev 10-2024, ICC24-72796, 24-72797 Rev 2010, ICC24- 72797, 24-72799.04, 24-72800.04, 24-72801.04, 24-72804.04, 24-72805 Rev 10-2024, ICC24-72805, 24-727806, ICC24-72806, 24-72808, ICC24-72808, 25-72882, ICC25-72882, 25-72883, ICC25-72883, 25-72884, ICC25-72884, 25-72885, ICC25-72885, 25-72886, ICC25-72886 and any state variations.
Securian Financial is the marketing name for Securian Financial Group, Inc., and its subsidiaries. Minnesota Life Insurance Company and Securian Life Insurance Company are subsidiaries of Securian Financial Group, Inc.
Not a deposit — Not FDIC/NCUA insured — Not insured by any federal government agency — Not guaranteed by any bank or credit union — May go down in value