Securian Financial’s advanced sales team delivers value to your clients with enhanced case design, consultative support and innovative solutions.
Securian Financial Advanced Sales Team can boost your client impact
Meet your team
Resources and support designed to make an impact
- Technical expertise related to life insurance, annuities and executive benefits
- Advanced case design and consultation
- Marketing support and resources for both financial professional and client audiences
- Consultation with clients and other professional advisors
- Up-to-date knowledge and insight on tax law and legislative updates
Full range of strategies and solutionsWhether your case deals with business owners, high net worth individuals, high-income earners or other unique situations, our team of consultants and counsel can assist in developing effective client
solutions in the following areas:
- Key employee protection
- Premium financing
- Annuity strategies
- Key employee retention
- Executive benefits
- Informal business valuation
- Social Security strategies
- Business succession
- Estate planning
- Retirement strategies
- Charitable giving strategies
- Special needs solutions
Ready to use marketing campaigns for business owners and individuals
Please keep in mind that the primary reason to purchase a life insurance product is the death benefit.
Life insurance products contain fees, such as mortality and expense charges (which may increase over time), and may contain restrictions, such as surrender periods.
An annuity is intended to be a long-term, tax-deferred retirement vehicle. Earnings are taxable as ordinary income when distributed, and if withdrawn before age 59½, may be subject to a 10% federal tax penalty. If the annuity will fund an IRA or other tax qualified plan, the tax deferral feature offers no additional value.
Qualified distributions from a Roth IRA are generally excluded from gross income, but taxes and penalties may apply to nonqualified distributions. Please consult a tax advisor for specific information. There are charges and expenses associated with annuities, such as deferred sales charges for early withdrawals.
Variable annuities have additional expenses such as mortality and expense risk, administrative charge, investment management
fees and rider fees. Variable annuities are subject to market fluctuation, investment risk and loss of principal.
Policy loans and withdrawals may create an adverse tax result in the event of lapse or policy surrender, and will reduce both the surrender value and death benefit. Withdrawals may be subject to taxation within the first fifteen years of the contract. Clients should consult their tax advisor when considering taking a policy loan or withdrawal.
These materials are for informational and educational purposes only and are not designed, or intended, to be applicable to any person’s individual circumstances. It should not be considered investment advice, nor does it constitute a recommendation that anyone engage in (or refrain from) a particular course of action.
Securian Financial Group, and its affiliates, have a financial interest in the sale of their products.