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Caregiving and long-term care

Building a strategy for future care needs

It's no surprise that many adults will need long-term care (LTC) at some point in their lives. Serving as a caregiver can be a great honor, but it can also present challenges.

Having a strategy for your clients’ future health care costs can make a real difference for their caregivers. Benefits include allowing family members or other caregivers to remain in their caregiving role with less stress and greater satisfaction, as they can focus on making the best care decisions rather than worrying about how to pay for care.

Our materials are designed to help clients to begin thinking of their future care needs, as well as considerations for their potential caregivers.

Client resources to help with this market

Care in retirement questionnaire

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Quick questionnaire for clients to begin considering their future care needs

Download questionnaire

Care needs for women

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Outlines unique health challenges women may face

Download brochure

Insights article: Caregiver support

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Article providing an overview of the word of caregiving.

Read article

Looking for more to share?

We offer additional topics to help keep your clients engaged.

Contact your sales team

These are just a few of our client resources

Contact us for even more tools on a variety of topics

Hybrid life/long-term care sales teams

Broker dealers:

1-877-696-6654
Email the sales desk

Independent brokerage:

1-888-900-1962
Email the sales desk

Find your team

Smart planning for future care

Why SecureCare III

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Consumer brochure about possible long-term care solution

Download brochure

Please keep in mind that the primary reason to purchase a life insurance product is the death benefit.

Guarantees are based on the claims paying ability of the issuing company.

Life insurance products contain fees, such as mortality and expense charges, and may contain restrictions, such as surrender periods.

SecureCare III may not be available in all states. Product features, including limitations and exclusions, may vary by state.

SecureCare III includes the Acceleration for Long-Term Care Agreement and Extension of Long-Term Care Agreement. These two agreements are tax qualified long-term care agreements that cover care such as nursing care, home and community-based care, and informal care as defined in the agreement. These agreements provide for the payment of a monthly benefit for qualified long-term care services. These agreements are intended to provide federally tax qualified long-term care insurance benefits under Section 7702B of the Internal Revenue Code, as amended. However, due to uncertainty in the tax law, benefits paid under these agreements may be taxable. Please ensure that your clients consult a tax advisor regarding long-term care benefit payments, or when taking a loan or withdrawal from a life insurance contract may not be available in all states. Product features, including limitations and exclusions, may vary by state.

Additional agreements may be available. Agreements may be subject to additional costs and restrictions. Agreements may not be available in all states or may exist under a different name in various states and may not be available in combination with other agreements.

For financial professional use only. Not for use with the public. This material may not be reproduced in any way where it would be accessible to the general public.

DOFU 4-2022

2110410