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Caregiving and long-term care

Building a strategy for future care needs

It's no surprise that many adults will need long-term care (LTC) at some point in their lives. Serving as a caregiver can be a great honor, but it can also present challenges.

Having a strategy for your clients’ future health care costs can make a real difference for their caregivers. Benefits include allowing family members or other caregivers to remain in their caregiving role with less stress and greater satisfaction, as they can focus on making the best care decisions rather than worrying about how to pay for care.

Our materials are designed to help clients to begin thinking of their future care needs, as well as considerations for their potential caregivers.

Client resources to help with this market

Sandwich generation: Caregiving stressors and solutions

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Client focused educational brochure

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Care in retirement questionnaire

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Quick questionnaire for clients to begin considering their future care needs

Download questionnaire

Care needs for women

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Outlines unique health challenges women may face

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Insights article: Caregiver support

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Article providing an overview of the word of caregiving.

Read article

Why SecureCare

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Consumer brochure about possible long-term care solution

Download brochure

Looking for more to share?

We offer additional topics to help keep your clients engaged.

Contact your sales team

These are just a few of our client resources

Contact us for even more tools on a variety of topics

Hybrid life/long-term care sales teams

Broker dealers:

Email the sales desk

Independent brokerage:

Email the sales desk

Find your team

Smart planning for future care client video


Please keep in mind that the primary reason to purchase a life insurance product is the death benefit.

Guarantees are based on the claims paying ability of the issuing company.

Life insurance products contain fees, such as mortality and expense charges, and may contain restrictions, such as surrender periods.

SecureCare may not be available in all states. Product features, including limitations and exclusions, may vary by state.

SecureCare Universal Life Insurance includes the Acceleration for Long-Term Care Agreement. The Acceleration for Long-Term Care Agreement is a tax qualified long-term care agreement that covers care such as nursing care, home and community based care, and informal care as defined in this agreement. This agreement provides for the payment of a monthly benefit for qualified long-term care services. This agreement is intended to provide federally tax qualified long-term care insurance benefits under Section 7702B of the Internal Revenue Code, as amended. However, due to uncertainty in the tax law, benefits paid under this agreement may be taxable.

Additional agreements may be available. Agreements may be subject to additional costs and restrictions. Agreements may not be available in all states or may exist under a different name in various states and may not be available in combination with other agreements.

This information should not be considered as tax or legal advice. Clients should consult their tax or legal advisor regarding their own tax or legal situation.


For financial professional use only. Not for use with the public. This material may not be reproduced in any way where it would be accessible to the general public.

DOFU 11-2020