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Introducing

Accident and critical illness insurance

Delivering solutions that matter

Accident insurance and critical illness insurance can help pay off extra expenses that health insurance may not cover. They provide a lump-sum cash benefit to the insured or a covered family member if they need treatment after an accident or receive a diagnosis covered under the respective policy. ​

The insured can use the money to pay out-of-pocket medical costs, everyday living expenses, mortgage payments, childcare, or however they choose. ​It’s a big help in a time of need.

New offerings

Icon of a woman with a cast on arm

Accident

Provide coverage for broken bones, burns, ER visits, organized sports injuries and many other mishaps.

Icon of a pulse and heart

Critical illness

Financial protection for your customers when they are diagnosed with serious health conditions.

You asked. We delivered.

When our strategic partners asked for new insurance offerings in the affinity market, Securian Financial took the idea to heart and delivered.

Our accident insurance and critical illness insurance offerings address the needs identified by our strategic partners, and incorporate valuable insights from our consumers.

Accident and critical illness insurance help:

  • Diversify your product offerings
  • Provide an opportunity to work with multiple generations
  • Grow your business

The need is real

Despite more than 90 percent of Americans having health insurance,1 health care costs can still be too high and cause financial stress and instability. Consider these statistics:

  • More than half of U.S. adults report they have gone into debt because of medical or dental bills.2
  • 28 percent of Americans say they would not be able to pay their entire deductible in a medical emergency.3
  • 20 percent of Americans with health insurance who earn $80,000 or more a year would have to borrow money or use mostly credit to cover their deductibles.3

​Your trusted partner for what’s next

Securian Financial wants to help you stay ahead of the game with new products, innovative solutions and superior service. We are your go-to provider of insurance and other protection products to more than 6,000 financial institutions and associations in the United States and Canada. Securian Financial offers a diverse portfolio of debt protection, specialty property & casualty, life, accidental death and supplemental health product options—all backed by customized solutions and exceptional service.

Let’s talk!

Learn more about how you can grow your business and help protect your customers and members.

Contact our sales team

1. The burden of medical debt in the United States. Peterson-KFF Health Systems Tracker, February 12, 2024.

2. Sick and struggling to pay: 100 million people in the U.S. live with medical debt. Morning Edition, NPR, June 16, 2022.

3. 28% of Americans with health insurance can’t afford their deductibles. Policygenius.com May 1, 2023.

Product availability and covered benefits may vary by state. 

DOFU 12-2024

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