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Annuity products

Solutions to meet clients’ retirement goals

An annuity can help your clients grow their retirement assets and offer options for taking income once they retire — including a steady stream of guaranteed income for life.

You have access to an extensive suite of fixed indexed, variable, fixed and immediate annuity options, as well as a complete lineup of additional guarantees through optional living and death benefits.

Explore our product suite and offer your clients an annuity that meets their retirement goals.

Fixed indexed annuities

SecureLink® Chronic Illness Access

A fixed indexed annuity with an Accelerated Death Benefit1 feature for chronic or terminal illness.

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SecureLink® Ultra 5

A fixed indexed annuity with five year 

surrender charge and Market Value Adjustment.

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SecureLink® Ultra 7

A fixed indexed annuity with seven year 

surrender charge and Market Value Adjustment.

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Variable annuities and optional benefits

MultiOption® Guide B Series

A deferred variable annuity offering market participation and the flexibility to add additional guarantees through an optional benefit.

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MultiOption® Momentum

An investment-only variable annuity with a distinctive combination of indexed and variable investment options.

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Optional death benefits

Additional beneficiary guarantees and estate enhancement options.

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MyPath Edge

A guaranteed lifetime income benefit for clients who want income now.

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MyPath Horizon

A guaranteed lifetime income benefit for clients who want income soon

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MyPath Journey

A guaranteed lifetime income benefit for clients who want income later.

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SureTrack Plus 90

A guaranteed minimum accumulation benefit for clients who want upside potential and downside protection.

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Fixed and immediate annuities

SecureOption® Choice

A single payment fixed deferred annuity with Market Value Adjustment.3

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IncomeToday!® 2.0

A Single Payment Immediate Annuity (SPIA) with an Advance Withdrawal Benefit feature.

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Next steps

Additional product resources available on our secured site

Get access to these and other tools on our secured website for financial professionals.

1. In Illinois, Texas and Virginia, this rider is named the Roll-up Death Benefit with Enhanced Surrender Value Rider.

2. Loyalty Bonus and Market Value Adjustment do not apply in California.

3. Market Value Adjustment does not apply in California.

An annuity is intended to be a long-term, tax-deferred retirement vehicle. Earnings are taxable as ordinary income when distributed, and if withdrawn before age 59½, may be subject to a 10% federal tax penalty. If the annuity will fund an IRA or other tax qualified plan, the tax deferral feature offers no additional value. Qualified distributions from a Roth IRA are generally excluded from gross income, but taxes and penalties may apply to nonqualified distributions. Please consult a tax advisor for specific information. There are charges and expenses associated with annuities, such as surrender charges (deferred sales charges) for early withdrawals. Variable annuities have additional expenses such as mortality and expense risk, administrative charge, investment management fees and rider fees. Variable sub accounts of annuities are subject to market fluctuation, investment risk and loss of principal.

Variable annuities are sold by prospectus. Your clients should consider the investment objectives, risks, charges and expenses of a portfolio and the variable insurance product carefully before investing. The portfolio and variable insurance product prospectuses contain this and other information.

DOFU 5-2023

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