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Whole life insurance

Reliable coverage with growth potential

Whole life insurance provides guaranteed protection for your entire life and fixed cash value growth, making it less risky than other forms of permanent protection. You pay the same premium amount for the life of the policy. Your premium payments will never increase, so you always know what to expect.

Benefits to you

  • Lifetime protection for your loved ones
  • Fixed interest rate for cash value growth
  • Predictable, stable premium amounts


  • You must continue to pay the premiums to keep the policy in force
  • Can be more expensive than term life insurance
  • Limited cash value growth


Life insurance products contain fees and may contain restrictions, such as surrender periods.

Policy loans may create an adverse tax result in the event of a lapse or policy surrender, and will reduce both the surrender value and death benefit.

Guarantees are based on the claims-paying ability of the issuing insurance company. Please keep in mind that the primary reason to purchase a life insurance product is the death benefit.