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Your employees matter. Plan accordingly.

Unexpected, unplanned – and often unwelcome – things happen in everyone’s lives. You can’t control what life throws at your employees, but you can help them be in control of their finances.

With Securian’s voluntary group critical illness, accident and hospital indemnity insurance products, you can offer employees added financial protection while being prudent about your bottom line and taking advantage of Securian’s signature service.

Our suite of products can complement a high deductible or consumer-driven health plan and offers your employees more choice.1

What we offer

Group critical illness insurance

Our group critical illness product helps your organization achieve benefits objectives at minimal administrative costs while helping your employees prepare financially for an unexpected life event.

Learn about our group critical illness product

Group accident insurance

Group accident insurance lets you help your employees prepare for the unexpected and provides additional peace of mind.

Learn about our group accident product

Group hospital indemnity insurance

Group hospital indemnity insurance helps employees prepare for the unexpected by providing a cash benefit to be used any way they wish if they experience a hospitalization.

Learn about our group hospital indemnity product

A smart choice

Our voluntary insurance products come with the same signature service we bring to all of our group insurance programs.

  • Smooth, hassle-free implementation makes transition easy
  • Integrated technology systems provide maximum ease and security
  • Full administration and record-keeping reduce your workload
  • On- and offline enrollment support encourages participation
  • User-friendly eClaims system and expert claims staff provides fast, compassionate service

Design a program

Securian provides maximum flexibility, working with you to design a program with the features and options most valuable to you and your employees.

  • Flexible funding arrangements (employer-paid, employee-paid, or shared cost)
  • Guaranteed-issue coverage
  • Spouse and dependent coverage; options for retiree groups
  • Wellness benefits, continuation options
  • Rate guarantees

Take the next step

Learn how voluntary products can add value to your benefits program.

Contact our sales team

New strategies

Learn why employers are adding voluntary products to their benefits mix.

Download white paper  

1 The Internal Revenue Code and IRS guidance regarding Health Savings Accounts (HSAs) permit individuals participating in HSAs and covered under High Deductible Health Plans to also obtain coverage under insurance contracts for one or more specific diseases or illnesses. Our group critical illness, accident and hospital indemnity insurance provides coverage for specific diseases and illnesses as well as other specific health conditions. In addition, health and wellness benefits may be provided, if elected. Securian Financial Group cannot provide legal or tax advice relating to HSAs. If you have legal or tax questions, please consult with your own legal and tax advisors

These policies provide limited benefits. These policies have exclusions, limitations, reduction of benefits, terms under which the policy may be continued in force or discontinued. For costs and complete details of the coverage, contact us. This is a summary of plan provisions related to the insurance policies issued by Minnesota Life or Securian Life. In the event of a conflict between this summary and the policy and/or certificate, the policy and/or certificate will dictate the insurance provisions, exclusions, all limitations and terms of coverage. All elections or increases are subject to the actively at work requirement of the policy.

Group critical illness insurance is underwritten by Minnesota Life Insurance Company or Securian Life Insurance Company, a New York authorized insurer. Group accident insurance and group hospital indemnity insurance are underwritten by Securian Life Insurance Company, a New York authorized insurer. Both companies are affiliates of Securian Financial Group, Inc. and are headquartered in Saint Paul, MN. Each insurer is solely responsible for the financial obligations under the policies or contracts it issues. Products are offered under one of the following policy form series: 15-32400 (accident), 14-32000 or 13-31600 (critical illness) and 15-32470 (hospital indemnity). Product availability and features may vary by state.

DOFU 6-2016