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Protecting what you’ve worked so hard to build

As a business owner, you face a number of personal and business financial considerations. Whether you’re just starting out, anticipating retirement or preparing to pass on your business and assets to a future generation, you need a strategy that addresses not only your concerns, but those of your family, employees and business.

Business plans should be specific to your unique financial goals and objectives. Creativity and customization is required to select and tailor strategies that best meet your specific business continuation and benefit needs. But there are several areas all businesses should consider.

Take the next step

Don’t wait for an unexpected event to start thinking about your business’ future.

Contact an advisor
Succession strategies

Preparing for your eventual exit from your business is essential to ensuring its long-term success. And what if you were suddenly unable to run your business due to an unforeseen injury, disability or even death? Creating a succession strategy is a good idea no matter where you are in your life and career.

Protect your business
Funding your retirement

Have you saved enough to maintain your lifestyle and become independent of your business? Can you successfully transfer the assets you’ve worked a lifetime to accumulate? Planning ahead helps you maximize the benefits you receive from the sale of your business and set it up for future success.

Preserve your life’s work
Rewarding your employees

Attracting, motivating and retaining key employees are critical to the ongoing success of your business. Learn more about how to reward your top contributors – and perhaps your eventual successors – with valuable benefits and products designed to keep them focused on advancing your business.

Reward your employees

Creating a roadmap

Finding solutions to address your key personal and business concerns doesn’t have to be overwhelming.

Working with a financial advisor, you can develop a roadmap with strategies to address your complex needs. Start by gathering a few pieces of critical information:

  1. Stakeholders (you and your family, your employees and your business)
  2. Current and future business life-stage(s)
  3. Personal and business priorities

Once your financial advisor has this information, he or she consults with product and legal experts to create a custom roadmap that addresses your concerns according to your priorities.