<?xml version="1.0"?><urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9"><url><loc>https://www.securian.com/</loc><lastmod>2026-02-20</lastmod></url><url><loc>https://www.securian.com/lpl/build-your-business/sound-strategies.html</loc><lastmod>2023-09-28</lastmod></url><url><loc>https://www.securian.com/lpl/build-your-business/personal-finance.html</loc><lastmod>2023-09-11</lastmod></url><url><loc>https://www.securian.com/lpl/build-your-business/college-funding.html</loc><lastmod>2023-09-11</lastmod></url><url><loc>https://www.securian.com/lpl/build-your-business/tax-and-timely-topics.html</loc><lastmod>2023-11-08</lastmod></url><url><loc>https://www.securian.com/lpl/build-your-business/diversifying-with-annuities.html</loc><lastmod>2025-09-23</lastmod></url><url><loc>https://www.securian.com/distributors/articles/securecare-cognitive-assessment-increase.html</loc><lastmod>2025-02-13</lastmod></url><url><loc>https://www.securian.com/distributors/articles/securecare-territory-update.html</loc><lastmod>2025-02-13</lastmod></url><url><loc>https://www.securian.com/distributors/articles/get-to-know-director-advanced-sales.html</loc><lastmod>2025-02-13</lastmod></url><url><loc>https://www.securian.com/distributors/articles/eclipse-accumulator-2-launch-center.html</loc><lastmod>2025-03-11</lastmod></url><url><loc>https://www.securian.com/distributors/articles/bga-3-launch-center.html</loc><lastmod>2025-03-11</lastmod></url><url><loc>https://www.securian.com/distributors/articles/2-policies-1-exchange.html</loc><lastmod>2025-02-13</lastmod></url><url><loc>https://www.securian.com/distributors/articles/99-legacy.html</loc><lastmod>2025-02-13</lastmod></url><url><loc>https://www.securian.com/distributors/articles/partnering-for-growth-2025.html</loc><lastmod>2025-02-14</lastmod></url><url><loc>https://www.securian.com/distributors/articles/shareholder-report-edelivery-communication.html</loc><lastmod>2025-02-20</lastmod></url><url><loc>https://www.securian.com/distributors/articles/estate-planning-through-tax-uncertainty.html</loc><lastmod>2025-02-27</lastmod></url><url><loc>https://www.securian.com/distributors/articles/a-campaign-for-women.html</loc><lastmod>2025-02-28</lastmod></url><url><loc>https://www.securian.com/distributors/articles/buy-sell-demystified.html</loc><lastmod>2025-03-12</lastmod></url><url><loc>https://www.securian.com/distributors/articles/maximize-brand-value.html</loc><lastmod>2025-03-20</lastmod></url><url><loc>https://www.securian.com/distributors/articles/bridging-the-gap-with-nancy.html</loc><lastmod>2025-05-06</lastmod></url><url><loc>https://www.securian.com/distributors/articles/securecare-ul-reprice-coming-soon-to-ca.html</loc><lastmod>2025-03-25</lastmod></url><url><loc>https://www.securian.com/distributors/articles/securecare-ul-uw-enhancement-coming-soon.html</loc><lastmod>2025-03-25</lastmod></url><url><loc>https://www.securian.com/distributors/articles/variable-portfolio-launch-center.html</loc><lastmod>2025-04-14</lastmod></url><url><loc>https://www.securian.com/distributors/articles/help-agents-unlock-upside-potential-during-uncertainty.html</loc><lastmod>2025-05-07</lastmod></url><url><loc>https://www.securian.com/distributors/articles/4-step-estate-planning-approach.html</loc><lastmod>2025-06-06</lastmod></url><url><loc>https://www.securian.com/distributors/articles/hidden-impact-why-charges-matter-in-policy-performance.html</loc><lastmod>2025-06-03</lastmod></url><url><loc>https://www.securian.com/distributors/articles/long-term-care-agreement-launch-center.html</loc><lastmod>2025-06-27</lastmod></url><url><loc>https://www.securian.com/distributors/articles/help-boost-agents-senior-sales-longevity-program.html</loc><lastmod>2025-06-24</lastmod></url><url><loc>https://www.securian.com/distributors/articles/vul-survivor-target-premiums-increasing-soon.html</loc><lastmod>2025-07-02</lastmod></url><url><loc>https://www.securian.com/distributors/articles/submitting-new-business.html</loc><lastmod>2025-07-11</lastmod></url><url><loc>https://www.securian.com/distributors/articles/stay-up-to-date-with-the-scoop.html</loc><lastmod>2025-07-24</lastmod></url><url><loc>https://www.securian.com/distributors/articles/transform-routine-conversations-into-real-opportunities.html</loc><lastmod>2025-07-18</lastmod></url><url><loc>https://www.securian.com/distributors/articles/securecare-pda-agreement-launch-center.html</loc><lastmod>2025-07-23</lastmod></url><url><loc>https://www.securian.com/distributors/articles/life-insurance-awareness-month-launch-center.html</loc><lastmod>2025-08-11</lastmod></url><url><loc>https://www.securian.com/distributors/articles/clients-your-producers-want-but-dont-know-how-to-have.html</loc><lastmod>2025-08-20</lastmod></url><url><loc>https://www.securian.com/distributors/articles/eclipse-protector-ii-iul-target-premiums-increasing-soon.html</loc><lastmod>2025-08-26</lastmod></url><url><loc>https://www.securian.com/distributors/articles/five-tips-to-make-your-cold-calls-more-productive.html</loc><lastmod>2025-09-17</lastmod></url><url><loc>https://www.securian.com/distributors/articles/estate-planning-strategies-women-need-now.html</loc><lastmod>2025-09-23</lastmod></url><url><loc>https://www.securian.com/distributors/articles/early-access-updated-obstructive-sleep-apnea-guidelines.html</loc><lastmod>2025-09-24</lastmod></url><url><loc>https://www.securian.com/distributors/articles/introducing-chris-salamon-your-new-regional-vice-president.html</loc><lastmod>2025-10-03</lastmod></url><url><loc>https://www.securian.com/distributors/articles/streamline-case-management-with-one-tool.html</loc><lastmod>2025-10-16</lastmod></url><url><loc>https://www.securian.com/distributors/articles/medical-minute-underwriting-insights-at-your-fingertips.html</loc><lastmod>2025-10-16</lastmod></url><url><loc>https://www.securian.com/distributors/articles/long-term-care-awareness-month-launch-center.html</loc><lastmod>2025-11-03</lastmod></url><url><loc>https://www.securian.com/distributors/articles/estate-planning-with-wait-and-see-trusts.html</loc><lastmod>2025-10-17</lastmod></url><url><loc>https://www.securian.com/distributors/articles/estate-planning-in-the-digital-age.html</loc><lastmod>2025-11-04</lastmod></url><url><loc>https://www.securian.com/distributors/articles/inforce-iul-rate-increases-announced.html</loc><lastmod>2025-11-24</lastmod></url><url><loc>https://www.securian.com/distributors/articles/keep-year-end-business-on-track.html</loc><lastmod>2025-11-25</lastmod></url><url><loc>https://www.securian.com/distributors/articles/improved-outcomes-for-clients-with-benign-prostate-conditions.html</loc><lastmod>2025-11-20</lastmod></url><url><loc>https://www.securian.com/distributors/articles/securecare-iv-launch-center.html</loc><lastmod>2026-01-06</lastmod></url><url><loc>https://www.securian.com/distributors/articles/bga-3-launch-center-account-updates.html</loc><lastmod>2026-01-26</lastmod></url><url><loc>https://www.securian.com/distributors/articles/2026-tax-roundup.html</loc><lastmod>2026-02-06</lastmod></url><url><loc>https://www.securian.com/distributors/articles/our-comdex-score-increased-to-96.html</loc><lastmod>2026-02-11</lastmod></url><url><loc>https://www.securian.com/distributors/articles/updated-underwriting-for-mild-liver-enzyme-elevations.html</loc><lastmod>2026-02-20</lastmod></url><url><loc>https://www.securian.com/distributors/articles/march-marketing-theme-protection-starts-now.html</loc><lastmod>2026-02-20</lastmod></url><url><loc>https://www.securian.com/distributors/articles/securecare-iv-launching-in-more-states.html</loc><lastmod>2026-02-25</lastmod></url><url><loc>https://www.securian.com/distributors/articles/a-third-bucket-for-retirement.html</loc><lastmod>2026-03-10</lastmod></url><url><loc>https://www.securian.com/distributors/articles/how-to-help-your-agents-flip-self-fund-conversations.html</loc><lastmod>2026-03-26</lastmod></url><url><loc>https://www.securian.com/distributors/calendar-of-events.html</loc><lastmod>2026-02-11</lastmod></url><url><loc>https://www.securian.com/employers.html</loc><lastmod>2025-01-23</lastmod></url><url><loc>https://www.securian.com/employers/group-insurance/we-help-make-life-easy.html</loc><lastmod>2025-02-13</lastmod></url><url><loc>https://www.securian.com/employers/products.html</loc><lastmod>2024-02-14</lastmod></url><url><loc>https://www.securian.com/employers/products/group-supplemental-health-insurance.html</loc><lastmod>2024-07-24</lastmod></url><url><loc>https://www.securian.com/employers/products/group-supplemental-health-insurance/supplemental-health-enhancements.html</loc><lastmod>2024-03-12</lastmod></url><url><loc>https://www.securian.com/employers/products/group-supplemental-health-insurance/group-critical-illness-insurance.html</loc><lastmod>2025-10-14</lastmod></url><url><loc>https://www.securian.com/employers/products/group-supplemental-health-insurance/group-critical-illness-insurance/exclusions-limitations.html</loc><lastmod>2020-02-25</lastmod></url><url><loc>https://www.securian.com/employers/products/group-supplemental-health-insurance/group-critical-illness-insurance/reproductive-health-benefits.html</loc><lastmod>2025-10-14</lastmod></url><url><loc>https://www.securian.com/employers/products/group-supplemental-health-insurance/group-accident-insurance.html</loc><lastmod>2025-07-10</lastmod></url><url><loc>https://www.securian.com/employers/products/group-supplemental-health-insurance/group-accident-insurance/exclusions-limitations.html</loc><lastmod>2020-02-07</lastmod></url><url><loc>https://www.securian.com/employers/products/group-supplemental-health-insurance/group-accident-insurance/emergency-transport-protection.html</loc><lastmod>2025-07-10</lastmod></url><url><loc>https://www.securian.com/employers/products/group-supplemental-health-insurance/group-hospital-indemnity-insurance.html</loc><lastmod>2025-09-15</lastmod></url><url><loc>https://www.securian.com/employers/products/group-supplemental-health-insurance/group-hospital-indemnity-insurance/exclusions-limitations.html</loc><lastmod>2020-02-10</lastmod></url><url><loc>https://www.securian.com/employers/products/group-life-accidental-death-dismemberment-insurance.html</loc><lastmod>2024-03-13</lastmod></url><url><loc>https://www.securian.com/employers/products/group-life-accidental-death-dismemberment-insurance/group-term-life-insurance.html</loc><lastmod>2024-03-12</lastmod></url><url><loc>https://www.securian.com/employers/products/group-life-accidental-death-dismemberment-insurance/group-universal-life-insurance.html</loc><lastmod>2024-02-16</lastmod></url><url><loc>https://www.securian.com/employers/products/group-life-accidental-death-dismemberment-insurance/group-voluntary-add-insurance.html</loc><lastmod>2024-02-16</lastmod></url><url><loc>https://www.securian.com/employers/why-securian.html</loc><lastmod>2025-08-11</lastmod></url><url><loc>https://www.securian.com/employers/flexible-administration.html</loc><lastmod>2025-06-05</lastmod></url><url><loc>https://www.securian.com/employers/flexible-administration/strategic-partnerships.html</loc><lastmod>2026-02-19</lastmod></url><url><loc>https://www.securian.com/employers/flexible-administration/life-add.html</loc><lastmod>2025-11-11</lastmod></url><url><loc>https://www.securian.com/employers/flexible-administration/supplemental-health-claims.html</loc><lastmod>2026-02-03</lastmod></url><url><loc>https://www.securian.com/employers/employee-engagement.html</loc><lastmod>2024-11-25</lastmod></url><url><loc>https://www.securian.com/employers/employee-engagement/benefit-scout.html</loc><lastmod>2026-03-19</lastmod></url><url><loc>https://www.securian.com/employers/employee-engagement/personalized-touchpoints.html</loc><lastmod>2025-10-15</lastmod></url><url><loc>https://www.securian.com/employers/employee-engagement/secure-insights.html</loc><lastmod>2025-08-25</lastmod></url><url><loc>https://www.securian.com/employers/employee-engagement/digital-capabilities.html</loc><lastmod>2025-08-25</lastmod></url><url><loc>https://www.securian.com/employers/financial-wellness-360.html</loc><lastmod>2024-03-19</lastmod></url><url><loc>https://www.securian.com/employers/financial-wellness-360/lifestyle-benefits.html</loc><lastmod>2025-03-13</lastmod></url><url><loc>https://www.securian.com/employers/financial-wellness-360/enrich.html</loc><lastmod>2024-02-16</lastmod></url><url><loc>https://www.securian.com/employers/financial-wellness-360/advisor-connection.html</loc><lastmod>2025-06-12</lastmod></url><url><loc>https://www.securian.com/employers/financial-wellness-360/empathy.html</loc><lastmod>2024-05-23</lastmod></url><url><loc>https://www.securian.com/employers/industry-insights.html</loc><lastmod>2026-03-30</lastmod></url><url><loc>https://www.securian.com/employers/industry-insights/snapshot.html</loc><lastmod>2025-06-12</lastmod></url><url><loc>https://www.securian.com/employers/industry-insights/snapshot/snapshot-march-2025.html</loc><lastmod>2025-03-26</lastmod></url><url><loc>https://www.securian.com/employers/industry-insights/snapshot/snapshot-april-2025.html</loc><lastmod>2025-04-17</lastmod></url><url><loc>https://www.securian.com/employers/industry-insights/snapshot/snapshot-may-2025.html</loc><lastmod>2025-06-06</lastmod></url><url><loc>https://www.securian.com/employers/industry-insights/snapshot/snapshot-june-2025.html</loc><lastmod>2025-06-18</lastmod></url><url><loc>https://www.securian.com/employers/industry-insights/snapshot/snapshot-july-2025.html</loc><lastmod>2025-07-22</lastmod></url><url><loc>https://www.securian.com/employers/industry-insights/snapshot/snapshot-august-2025.html</loc><lastmod>2025-08-20</lastmod></url><url><loc>https://www.securian.com/employers/industry-insights/snapshot/snapshot-september-2025.html</loc><lastmod>2025-09-11</lastmod></url><url><loc>https://www.securian.com/employers/industry-insights/snapshot/snapshot-october-2025.html</loc><lastmod>2025-10-20</lastmod></url><url><loc>https://www.securian.com/employers/industry-insights/snapshot/snapshot-november-2025.html</loc><lastmod>2025-11-14</lastmod></url><url><loc>https://www.securian.com/employers/industry-insights/snapshot/snapshot-january-2026.html</loc><lastmod>2026-01-14</lastmod></url><url><loc>https://www.securian.com/employers/industry-insights/snapshot/snapshot-april-2026.html</loc><lastmod>2026-03-26</lastmod></url><url><loc>https://www.securian.com/employers/industry-insights/thought-leadership-and-research.html</loc><lastmod>2026-03-31</lastmod></url><url><loc>https://www.securian.com/employers/industry-insights/thought-leadership-and-research/supplemental-health-benefits-is-ai-the-path-forward.html</loc><lastmod>2025-06-12</lastmod></url><url><loc>https://www.securian.com/employers/industry-insights/thought-leadership-and-research/mitigate-inflationary-impacts-with-voluntary-benefits.html</loc><lastmod>2025-06-12</lastmod></url><url><loc>https://www.securian.com/employers/industry-insights/thought-leadership-and-research/make-benefit-initiatives-stronger-together.html</loc><lastmod>2025-06-12</lastmod></url><url><loc>https://www.securian.com/employers/industry-insights/thought-leadership-and-research/digital-acceleration-benefits-carriers-and-customers.html</loc><lastmod>2025-06-12</lastmod></url><url><loc>https://www.securian.com/employers/industry-insights/thought-leadership-and-research/ethnic-racial-financial-equity-in-the-workplace.html</loc><lastmod>2025-06-12</lastmod></url><url><loc>https://www.securian.com/employers/industry-insights/thought-leadership-and-research/four-ways-employers-can-support-new-mothers.html</loc><lastmod>2025-06-12</lastmod></url><url><loc>https://www.securian.com/employers/industry-insights/thought-leadership-and-research/making-the-claims-experience-employee-friendly.html</loc><lastmod>2025-06-17</lastmod></url><url><loc>https://www.securian.com/employers/industry-insights/thought-leadership-and-research/critical-illness-as-a-financial-safeguard.html</loc><lastmod>2025-06-12</lastmod></url><url><loc>https://www.securian.com/employers/industry-insights/thought-leadership-and-research/accident-insurance-not-just-for-slips-on-banana-peels.html</loc><lastmod>2025-08-27</lastmod></url><url><loc>https://www.securian.com/employers/industry-insights/thought-leadership-and-research/hospital-indemnity-focus-on-recovery.html</loc><lastmod>2025-06-12</lastmod></url><url><loc>https://www.securian.com/employers/industry-insights/thought-leadership-and-research/responsible-ai-is-key-to-unlocking-better-benefits-innovation.html</loc><lastmod>2025-08-20</lastmod></url><url><loc>https://www.securian.com/employers/industry-insights/thought-leadership-and-research/3-trends-shaping-group-life-insurance-pricing.html</loc><lastmod>2025-08-27</lastmod></url><url><loc>https://www.securian.com/employers/industry-insights/thought-leadership-and-research/how-product-innovation-drives-supplemental-health-sales-surge.html</loc><lastmod>2025-09-15</lastmod></url><url><loc>https://www.securian.com/employers/believe-the-hype.html</loc><lastmod>2026-01-26</lastmod></url><url><loc>https://www.securian.com/financial-institutions.html</loc><lastmod>2026-02-23</lastmod></url><url><loc>https://www.securian.com/financial-institutions/why-securian.html</loc><lastmod>2025-12-02</lastmod></url><url><loc>https://www.securian.com/financial-institutions/products-solutions.html</loc><lastmod>2025-01-31</lastmod></url><url><loc>https://www.securian.com/financial-institutions/products-solutions/individual-protection.html</loc><lastmod>2025-02-25</lastmod></url><url><loc>https://www.securian.com/financial-institutions/products-solutions/individual-protection/accident-illness.html</loc><lastmod>2025-02-25</lastmod></url><url><loc>https://www.securian.com/financial-institutions/products-solutions/individual-protection/accident-illness/accidental-death-insurance.html</loc><lastmod>2025-05-08</lastmod></url><url><loc>https://www.securian.com/financial-institutions/products-solutions/individual-protection/accident-illness/accident-insurance.html</loc><lastmod>2025-04-01</lastmod></url><url><loc>https://www.securian.com/financial-institutions/products-solutions/individual-protection/accident-illness/critical-illness.html</loc><lastmod>2026-03-13</lastmod></url><url><loc>https://www.securian.com/financial-institutions/products-solutions/individual-protection/accident-illness/hospital-indemnity-insurance.html</loc><lastmod>2025-04-29</lastmod></url><url><loc>https://www.securian.com/financial-institutions/products-solutions/individual-protection/payment-protection.html</loc><lastmod>2026-02-17</lastmod></url><url><loc>https://www.securian.com/financial-institutions/products-solutions/individual-protection/payment-protection/credit-insurance.html</loc><lastmod>2025-03-20</lastmod></url><url><loc>https://www.securian.com/financial-institutions/products-solutions/individual-protection/payment-protection/debt-protection.html</loc><lastmod>2026-03-24</lastmod></url><url><loc>https://www.securian.com/financial-institutions/products-solutions/individual-protection/payment-protection/debt-protection/debt-protection-toolkit/sales-tips.html</loc><lastmod>2024-08-05</lastmod></url><url><loc>https://www.securian.com/financial-institutions/products-solutions/individual-protection/payment-protection/payment-protection-claims-support.html</loc><lastmod>2025-12-17</lastmod></url><url><loc>https://www.securian.com/financial-institutions/products-solutions/individual-protection/property-protection.html</loc><lastmod>2025-02-25</lastmod></url><url><loc>https://www.securian.com/financial-institutions/products-solutions/individual-protection/term-life-insurance-solutions.html</loc><lastmod>2025-02-25</lastmod></url><url><loc>https://www.securian.com/financial-institutions/products-solutions/individual-protection/term-life-insurance-solutions/group-term-life-insurance.html</loc><lastmod>2025-12-15</lastmod></url><url><loc>https://www.securian.com/financial-institutions/products-solutions/individual-protection/term-life-insurance-solutions/individual-term-life.html</loc><lastmod>2025-12-15</lastmod></url><url><loc>https://www.securian.com/financial-institutions/products-solutions/individual-protection/vehicle-protection.html</loc><lastmod>2025-02-21</lastmod></url><url><loc>https://www.securian.com/financial-institutions/products-solutions/lender-protection.html</loc><lastmod>2025-02-25</lastmod></url><url><loc>https://www.securian.com/financial-institutions/products-solutions/lender-protection/institutional-risk-management.html</loc><lastmod>2025-02-25</lastmod></url><url><loc>https://www.securian.com/financial-institutions/products-solutions/lender-protection/surplus-lines.html</loc><lastmod>2025-08-07</lastmod></url><url><loc>https://www.securian.com/financial-institutions/products-solutions/document-solutions.html</loc><lastmod>2025-02-24</lastmod></url><url><loc>https://www.securian.com/financial-institutions/products-solutions/embedded-technology-solutions.html</loc><lastmod>2026-03-24</lastmod></url><url><loc>https://www.securian.com/financial-institutions/markets-we-serve.html</loc><lastmod>2025-07-11</lastmod></url><url><loc>https://www.securian.com/financial-institutions/markets-we-serve/associations.html</loc><lastmod>2025-02-24</lastmod></url><url><loc>https://www.securian.com/financial-institutions/markets-we-serve/auto-dealers.html</loc><lastmod>2025-02-06</lastmod></url><url><loc>https://www.securian.com/financial-institutions/markets-we-serve/credit-unions-and-banks.html</loc><lastmod>2026-02-11</lastmod></url><url><loc>https://www.securian.com/financial-institutions/markets-we-serve/credit-unions-and-banks/securian-connector.html</loc><lastmod>2025-07-24</lastmod></url><url><loc>https://www.securian.com/financial-institutions/markets-we-serve/finance-companies.html</loc><lastmod>2025-02-20</lastmod></url><url><loc>https://www.securian.com/financial-institutions/markets-we-serve/digital-lenders.html</loc><lastmod>2026-03-24</lastmod></url><url><loc>https://www.securian.com/financial-institutions/industry-insights.html</loc><lastmod>2026-01-05</lastmod></url><url><loc>https://www.securian.com/financial-institutions/industry-insights/catalyst-newsletter.html</loc><lastmod>2023-11-07</lastmod></url><url><loc>https://www.securian.com/financial-institutions/industry-insights/catalyst-newsletter/catalyst-march-2025.html</loc><lastmod>2025-03-25</lastmod></url><url><loc>https://www.securian.com/financial-institutions/industry-insights/catalyst-newsletter/catalyst-april-2025.html</loc><lastmod>2025-04-15</lastmod></url><url><loc>https://www.securian.com/financial-institutions/industry-insights/catalyst-newsletter/catalyst-may-2025.html</loc><lastmod>2025-05-08</lastmod></url><url><loc>https://www.securian.com/financial-institutions/industry-insights/catalyst-newsletter/catalyst-june-2025.html</loc><lastmod>2025-06-10</lastmod></url><url><loc>https://www.securian.com/financial-institutions/industry-insights/catalyst-newsletter/catalyst-july-2025.html</loc><lastmod>2025-09-04</lastmod></url><url><loc>https://www.securian.com/financial-institutions/industry-insights/catalyst-newsletter/catalyst-august-2025.html</loc><lastmod>2025-09-04</lastmod></url><url><loc>https://www.securian.com/financial-institutions/industry-insights/catalyst-newsletter/catalyst-september-2025.html</loc><lastmod>2025-09-05</lastmod></url><url><loc>https://www.securian.com/financial-institutions/industry-insights/catalyst-newsletter/catalyst-october-2025.html</loc><lastmod>2025-10-07</lastmod></url><url><loc>https://www.securian.com/financial-institutions/industry-insights/catalyst-newsletter/catalyst-november-2025.html</loc><lastmod>2025-11-06</lastmod></url><url><loc>https://www.securian.com/financial-institutions/industry-insights/catalyst-newsletter/catalyst-january-2026.html</loc><lastmod>2026-01-09</lastmod></url><url><loc>https://www.securian.com/financial-institutions/industry-insights/catalyst-newsletter/catalyst-february-2026.html</loc><lastmod>2026-02-03</lastmod></url><url><loc>https://www.securian.com/financial-institutions/industry-insights/catalyst-newsletter/catalyst-march-2026.html</loc><lastmod>2026-03-09</lastmod></url><url><loc>https://www.securian.com/financial-institutions/industry-insights/setting-the-record-straight-on-debt-protection.html</loc><lastmod>2025-06-27</lastmod></url><url><loc>https://www.securian.com/financial-institutions/industry-insights/pivotal-role-of-involuntary-unemployment-in-todays-economy.html</loc><lastmod>2025-07-29</lastmod></url><url><loc>https://www.securian.com/financial-institutions/industry-insights/payment-protection-pays.html</loc><lastmod>2025-08-20</lastmod></url><url><loc>https://www.securian.com/financial-institutions/industry-insights/5-strategies-to-scale-and-optimize-payment-protection.html</loc><lastmod>2025-08-27</lastmod></url><url><loc>https://www.securian.com/financial-institutions/industry-insights/roi-of-payment-protection.html</loc><lastmod>2025-09-03</lastmod></url><url><loc>https://www.securian.com/financial-institutions/industry-insights/enhance-your-debt-protection-program-with-critical-illness.html</loc><lastmod>2025-10-15</lastmod></url><url><loc>https://www.securian.com/financial-institutions/industry-insights/payment-protection-digital-lending-case-study.html</loc><lastmod>2025-12-18</lastmod></url><url><loc>https://www.securian.com/financial-institutions/introducing-accident-critical-illness-insurances.html</loc><lastmod>2025-02-06</lastmod></url><url><loc>https://www.securian.com/financial-professionals.html</loc><lastmod>2025-01-23</lastmod></url><url><loc>https://www.securian.com/financial-professionals/why-securian/choose-shared-success.html</loc><lastmod>2025-04-16</lastmod></url><url><loc>https://www.securian.com/financial-professionals/why-securian/choose-shared-success/policyholder-treatment.html</loc><lastmod>2026-03-19</lastmod></url><url><loc>https://www.securian.com/financial-professionals/why-securian/choose-shared-success/commitment-to-financial-professionals.html</loc><lastmod>2025-04-16</lastmod></url><url><loc>https://www.securian.com/financial-professionals/why-securian/choose-shared-success/innovative-products.html</loc><lastmod>2026-01-26</lastmod></url><url><loc>https://www.securian.com/financial-professionals/why-securian/choose-shared-success/ratings-strength.html</loc><lastmod>2023-08-03</lastmod></url><url><loc>https://www.securian.com/financial-professionals/products/individual-annuities.html</loc><lastmod>2025-08-20</lastmod></url><url><loc>https://www.securian.com/financial-professionals/products/individual-annuities/fixed-deferred-individual-annuities.html</loc><lastmod>2026-01-14</lastmod></url><url><loc>https://www.securian.com/financial-professionals/products/individual-annuities/fixed-immediate-individual-annuities.html</loc><lastmod>2026-03-19</lastmod></url><url><loc>https://www.securian.com/financial-professionals/products/individual-annuities/fixed-indexed-deferred-individual-annuities.html</loc><lastmod>2024-07-25</lastmod></url><url><loc>https://www.securian.com/financial-professionals/products/individual-annuities/fixed-indexed-deferred-individual-annuities/securelink-chronic-illness-access.html</loc><lastmod>2026-02-26</lastmod></url><url><loc>https://www.securian.com/financial-professionals/products/individual-annuities/fixed-indexed-deferred-individual-annuities/securelink-ultra-5.html</loc><lastmod>2026-02-26</lastmod></url><url><loc>https://www.securian.com/financial-professionals/products/individual-annuities/fixed-indexed-deferred-individual-annuities/securelink-ultra-7.html</loc><lastmod>2026-02-26</lastmod></url><url><loc>https://www.securian.com/financial-professionals/products/individual-annuities/variable-individual-annuities.html</loc><lastmod>2025-12-23</lastmod></url><url><loc>https://www.securian.com/financial-professionals/products/individual-annuities/variable-individual-annuities/multioption-momentum.html</loc><lastmod>2025-11-25</lastmod></url><url><loc>https://www.securian.com/financial-professionals/products/individual-annuities/variable-individual-annuities/optional-death-benefits.html</loc><lastmod>2023-01-03</lastmod></url><url><loc>https://www.securian.com/financial-professionals/products/individual-annuities/variable-individual-annuities/mypath-edge.html</loc><lastmod>2023-02-13</lastmod></url><url><loc>https://www.securian.com/financial-professionals/products/individual-annuities/variable-individual-annuities/mypath-horizon.html</loc><lastmod>2023-02-13</lastmod></url><url><loc>https://www.securian.com/financial-professionals/products/individual-annuities/variable-individual-annuities/multioption-extra.html</loc><lastmod>2023-02-01</lastmod></url><url><loc>https://www.securian.com/financial-professionals/products/individual-annuities/variable-individual-annuities/mypath-journey.html</loc><lastmod>2023-02-13</lastmod></url><url><loc>https://www.securian.com/financial-professionals/products/individual-annuities/variable-individual-annuities/suretrack-plus-90.html</loc><lastmod>2023-01-03</lastmod></url><url><loc>https://www.securian.com/financial-professionals/products/individual-annuities/variable-individual-annuities/multioption-guide-b.html</loc><lastmod>2023-01-03</lastmod></url><url><loc>https://www.securian.com/financial-professionals/products/individual-annuities/registered-index-linked-annuities.html</loc><lastmod>2025-09-17</lastmod></url><url><loc>https://www.securian.com/financial-professionals/products/individual-life-insurance.html</loc><lastmod>2025-01-31</lastmod></url><url><loc>https://www.securian.com/financial-professionals/products/individual-life-insurance/indexed-universal-life.html</loc><lastmod>2025-01-30</lastmod></url><url><loc>https://www.securian.com/financial-professionals/products/individual-life-insurance/indexed-universal-life/eclipse-protector.html</loc><lastmod>2026-03-13</lastmod></url><url><loc>https://www.securian.com/financial-professionals/products/individual-life-insurance/indexed-universal-life/eclipse-accumulator.html</loc><lastmod>2026-03-13</lastmod></url><url><loc>https://www.securian.com/financial-professionals/products/individual-life-insurance/indexed-universal-life/value-protection.html</loc><lastmod>2021-09-16</lastmod></url><url><loc>https://www.securian.com/financial-professionals/products/individual-life-insurance/term-life-products.html</loc><lastmod>2025-03-14</lastmod></url><url><loc>https://www.securian.com/financial-professionals/products/individual-life-insurance/term-life-products/advantage-elite-select.html</loc><lastmod>2026-03-19</lastmod></url><url><loc>https://www.securian.com/financial-professionals/products/individual-life-insurance/variable.html</loc><lastmod>2025-10-06</lastmod></url><url><loc>https://www.securian.com/financial-professionals/products/individual-life-insurance/variable/premier-vul.html</loc><lastmod>2026-03-16</lastmod></url><url><loc>https://www.securian.com/financial-professionals/products/individual-life-insurance/variable/vul-defender.html</loc><lastmod>2026-03-13</lastmod></url><url><loc>https://www.securian.com/financial-professionals/products/individual-life-insurance/product-agreements.html</loc><lastmod>2026-03-23</lastmod></url><url><loc>https://www.securian.com/financial-professionals/products/individual-life-insurance/product-agreements/accelerated-death-benefit-terminal-illness.html</loc><lastmod>2026-03-19</lastmod></url><url><loc>https://www.securian.com/financial-professionals/products/individual-life-insurance/product-agreements/accelerated-death-benefit-for-chronic-illness-agreement.html</loc><lastmod>2026-03-16</lastmod></url><url><loc>https://www.securian.com/financial-professionals/products/individual-life-insurance/product-agreements/benefit-distribution-agreement.html</loc><lastmod>2025-11-13</lastmod></url><url><loc>https://www.securian.com/financial-professionals/products/individual-life-insurance/product-agreements/chronic-illness-access.html</loc><lastmod>2025-08-15</lastmod></url><url><loc>https://www.securian.com/financial-professionals/products/individual-life-insurance/product-agreements/chronic-illness-conversion.html</loc><lastmod>2025-08-07</lastmod></url><url><loc>https://www.securian.com/financial-professionals/products/individual-life-insurance/product-agreements/early-values-agreement.html</loc><lastmod>2026-01-30</lastmod></url><url><loc>https://www.securian.com/financial-professionals/products/individual-life-insurance/product-agreements/estate-preservation.html</loc><lastmod>2025-10-21</lastmod></url><url><loc>https://www.securian.com/financial-professionals/products/individual-life-insurance/product-agreements/exchange-of-insureds-agreement.html</loc><lastmod>2025-11-13</lastmod></url><url><loc>https://www.securian.com/financial-professionals/products/individual-life-insurance/product-agreements/extended-conversion.html</loc><lastmod>2025-10-15</lastmod></url><url><loc>https://www.securian.com/financial-professionals/products/individual-life-insurance/product-agreements/guaranteed-insurability-option-agreement.html</loc><lastmod>2026-01-30</lastmod></url><url><loc>https://www.securian.com/financial-professionals/products/individual-life-insurance/product-agreements/income-protection-agreement.html</loc><lastmod>2026-02-26</lastmod></url><url><loc>https://www.securian.com/financial-professionals/products/individual-life-insurance/product-agreements/income-protection-flex-agreement.html</loc><lastmod>2025-11-17</lastmod></url><url><loc>https://www.securian.com/financial-professionals/products/individual-life-insurance/product-agreements/indexed-loan-agreement.html</loc><lastmod>2026-01-26</lastmod></url><url><loc>https://www.securian.com/financial-professionals/products/individual-life-insurance/product-agreements/inflation-agreement.html</loc><lastmod>2026-01-30</lastmod></url><url><loc>https://www.securian.com/financial-professionals/products/individual-life-insurance/product-agreements/level-term-insurance.html</loc><lastmod>2025-11-13</lastmod></url><url><loc>https://www.securian.com/financial-professionals/products/individual-life-insurance/product-agreements/no-lapse-guarantee-indexed.html</loc><lastmod>2026-01-30</lastmod></url><url><loc>https://www.securian.com/financial-professionals/products/individual-life-insurance/product-agreements/no-lapse-guarantee-variable.html</loc><lastmod>2026-03-23</lastmod></url><url><loc>https://www.securian.com/financial-professionals/products/individual-life-insurance/product-agreements/overloan-protection-agreement.html</loc><lastmod>2026-01-30</lastmod></url><url><loc>https://www.securian.com/financial-professionals/products/individual-life-insurance/product-agreements/policy-split-agreement.html</loc><lastmod>2023-06-08</lastmod></url><url><loc>https://www.securian.com/financial-professionals/products/individual-life-insurance/product-agreements/premium-deposit-account.html</loc><lastmod>2025-11-25</lastmod></url><url><loc>https://www.securian.com/financial-professionals/products/individual-life-insurance/product-agreements/surrender-value-enhancement-agreement.html</loc><lastmod>2026-03-26</lastmod></url><url><loc>https://www.securian.com/financial-professionals/products/individual-life-insurance/product-agreements/term-insurance.html</loc><lastmod>2026-01-30</lastmod></url><url><loc>https://www.securian.com/financial-professionals/products/individual-life-insurance/product-agreements/waiver-of-premium.html</loc><lastmod>2026-01-30</lastmod></url><url><loc>https://www.securian.com/financial-professionals/products/individual-life-insurance/survivorship.html</loc><lastmod>2025-07-15</lastmod></url><url><loc>https://www.securian.com/financial-professionals/products/individual-life-insurance/survivorship/vul-survivor.html</loc><lastmod>2026-03-23</lastmod></url><url><loc>https://www.securian.com/financial-professionals/products/individual-life-insurance/survivorship/eclipse-survivor-ii.html</loc><lastmod>2026-03-19</lastmod></url><url><loc>https://www.securian.com/financial-professionals/products/individual-life-insurance/ny-product-resources.html</loc><lastmod>2026-01-21</lastmod></url><url><loc>https://www.securian.com/financial-professionals/products/ltc-chronic-illness.html</loc><lastmod>2026-01-26</lastmod></url><url><loc>https://www.securian.com/financial-professionals/products/ltc-chronic-illness/secure-care-3.html</loc><lastmod>2026-03-19</lastmod></url><url><loc>https://www.securian.com/financial-professionals/products/ltc-chronic-illness/ltc-chronic-illness-agreements.html</loc><lastmod>2025-06-17</lastmod></url><url><loc>https://www.securian.com/financial-professionals/products/ltc-chronic-illness/long-term-care.html</loc><lastmod>2026-02-24</lastmod></url><url><loc>https://www.securian.com/financial-professionals/products/executive-benefits.html</loc><lastmod>2024-11-13</lastmod></url><url><loc>https://www.securian.com/financial-professionals/products/executive-benefits/products.html</loc><lastmod>2024-11-12</lastmod></url><url><loc>https://www.securian.com/financial-professionals/ideas-tools/individual-annuities.html</loc><lastmod>2024-09-05</lastmod></url><url><loc>https://www.securian.com/financial-professionals/ideas-tools/individual-annuities/social-security-basics.html</loc><lastmod>2023-09-08</lastmod></url><url><loc>https://www.securian.com/financial-professionals/ideas-tools/individual-annuities/healthcare-costs-retirement.html</loc><lastmod>2023-09-08</lastmod></url><url><loc>https://www.securian.com/financial-professionals/ideas-tools/individual-annuities/retirement-considerations-women.html</loc><lastmod>2023-09-08</lastmod></url><url><loc>https://www.securian.com/financial-professionals/ideas-tools/life-insurance.html</loc><lastmod>2025-07-25</lastmod></url><url><loc>https://www.securian.com/financial-professionals/ideas-tools/life-insurance/bold.html</loc><lastmod>2025-08-11</lastmod></url><url><loc>https://www.securian.com/financial-professionals/ideas-tools/life-insurance/bold/how-to-use-bold.html</loc><lastmod>2025-08-11</lastmod></url><url><loc>https://www.securian.com/financial-professionals/ideas-tools/life-insurance/bold/retirement-bold.html</loc><lastmod>2025-08-11</lastmod></url><url><loc>https://www.securian.com/financial-professionals/ideas-tools/life-insurance/bold/estate-planning.html</loc><lastmod>2025-08-11</lastmod></url><url><loc>https://www.securian.com/financial-professionals/ideas-tools/life-insurance/bold/estate-planning/estate-equalization.html</loc><lastmod>2025-08-11</lastmod></url><url><loc>https://www.securian.com/financial-professionals/ideas-tools/life-insurance/bold/estate-planning/beneficiary-limited-access-trust.html</loc><lastmod>2025-08-11</lastmod></url><url><loc>https://www.securian.com/financial-professionals/ideas-tools/life-insurance/bold/estate-planning/wait-and-see-estate-planning.html</loc><lastmod>2025-08-11</lastmod></url><url><loc>https://www.securian.com/financial-professionals/ideas-tools/life-insurance/bold/estate-planning/spousal-limited-access-trust.html</loc><lastmod>2025-08-11</lastmod></url><url><loc>https://www.securian.com/financial-professionals/ideas-tools/life-insurance/bold/estate-planning/irrevocable-life-insurance-trust.html</loc><lastmod>2025-08-11</lastmod></url><url><loc>https://www.securian.com/financial-professionals/ideas-tools/life-insurance/bold/executive-compensation.html</loc><lastmod>2025-09-10</lastmod></url><url><loc>https://www.securian.com/financial-professionals/ideas-tools/life-insurance/bold/executive-compensation/split-dollar-strategies.html</loc><lastmod>2025-09-10</lastmod></url><url><loc>https://www.securian.com/financial-professionals/ideas-tools/life-insurance/bold/executive-compensation/executive-compensation-strategy-how-to-choose-bold.html</loc><lastmod>2025-09-10</lastmod></url><url><loc>https://www.securian.com/financial-professionals/ideas-tools/life-insurance/bold/executive-compensation/employer-financed-split-dollar-bold.html</loc><lastmod>2022-10-19</lastmod></url><url><loc>https://www.securian.com/financial-professionals/ideas-tools/life-insurance/bold/executive-compensation/nonqualified-deferred-compensation-bold.html</loc><lastmod>2025-09-10</lastmod></url><url><loc>https://www.securian.com/financial-professionals/ideas-tools/life-insurance/bold/executive-compensation/executive-bonus-bold.html</loc><lastmod>2025-09-10</lastmod></url><url><loc>https://www.securian.com/financial-professionals/ideas-tools/life-insurance/bold/business-succession.html</loc><lastmod>2025-10-03</lastmod></url><url><loc>https://www.securian.com/financial-professionals/ideas-tools/life-insurance/bold/business-succession/income-protection-bold.html</loc><lastmod>2025-10-03</lastmod></url><url><loc>https://www.securian.com/financial-professionals/ideas-tools/life-insurance/bold/business-succession/business-continuity-bold.html</loc><lastmod>2025-10-16</lastmod></url><url><loc>https://www.securian.com/financial-professionals/ideas-tools/life-insurance/bold/business-succession/business-valuation-bold.html</loc><lastmod>2025-10-16</lastmod></url><url><loc>https://www.securian.com/financial-professionals/ideas-tools/life-insurance/bold/business-succession/business-grid-business-succession-bold.html</loc><lastmod>2025-10-03</lastmod></url><url><loc>https://www.securian.com/financial-professionals/ideas-tools/life-insurance/bold/business-succession/how-to-pick-a-business-succession-strategy-bold.html</loc><lastmod>2025-10-16</lastmod></url><url><loc>https://www.securian.com/financial-professionals/ideas-tools/life-insurance/bold/business-succession/how-to-pick-a-business-succession-strategy-bold/when-to-use-cross-purchase-entity-redemption-bold.html</loc><lastmod>2025-10-03</lastmod></url><url><loc>https://www.securian.com/financial-professionals/ideas-tools/life-insurance/bold/business-succession/how-to-pick-a-business-succession-strategy-bold/life-insurance-buy-sell-strategies-concerns-bold.html</loc><lastmod>2025-10-20</lastmod></url><url><loc>https://www.securian.com/financial-professionals/ideas-tools/life-insurance/bold/business-succession/how-to-pick-a-business-succession-strategy-bold/transfer-for-value-bold.html</loc><lastmod>2025-10-03</lastmod></url><url><loc>https://www.securian.com/financial-professionals/ideas-tools/life-insurance/bold/business-succession/buy-sell-arrangement-types-bold.html</loc><lastmod>2025-10-03</lastmod></url><url><loc>https://www.securian.com/financial-professionals/ideas-tools/life-insurance/bold/business-succession/buy-sell-arrangement-types-bold/one-way-buy-sell-bold.html</loc><lastmod>2025-10-03</lastmod></url><url><loc>https://www.securian.com/financial-professionals/ideas-tools/life-insurance/bold/business-succession/buy-sell-arrangement-types-bold/stay-bonus-bold.html</loc><lastmod>2025-10-03</lastmod></url><url><loc>https://www.securian.com/financial-professionals/ideas-tools/life-insurance/bold/business-succession/buy-sell-arrangement-types-bold/cross-purchase-bold.html</loc><lastmod>2025-10-03</lastmod></url><url><loc>https://www.securian.com/financial-professionals/ideas-tools/life-insurance/bold/business-succession/buy-sell-arrangement-types-bold/entity-redemption-bold.html</loc><lastmod>2025-10-03</lastmod></url><url><loc>https://www.securian.com/financial-professionals/ideas-tools/life-insurance/bold/business-succession/buy-sell-arrangement-types-bold/lifecycle-buy-sell-bold.html</loc><lastmod>2025-10-03</lastmod></url><url><loc>https://www.securian.com/financial-professionals/ideas-tools/life-insurance/bold/business-succession/buy-sell-arrangement-types-bold/cross-endorsed-buy-sell-bold.html</loc><lastmod>2025-10-03</lastmod></url><url><loc>https://www.securian.com/financial-professionals/ideas-tools/life-insurance/bold/business-succession/family-farms-bold.html</loc><lastmod>2025-10-03</lastmod></url><url><loc>https://www.securian.com/financial-professionals/ideas-tools/life-insurance/bold/business-succession/family-farms-bold/farms-assessing-needs-bold.html</loc><lastmod>2025-10-03</lastmod></url><url><loc>https://www.securian.com/financial-professionals/ideas-tools/life-insurance/bold/business-succession/family-farms-bold/farm-succession-bold.html</loc><lastmod>2025-10-16</lastmod></url><url><loc>https://www.securian.com/financial-professionals/ideas-tools/life-insurance/bold/business-succession/family-farms-bold/farm-exit-bold.html</loc><lastmod>2025-10-03</lastmod></url><url><loc>https://www.securian.com/financial-professionals/ideas-tools/life-insurance/epic.html</loc><lastmod>2026-03-24</lastmod></url><url><loc>https://www.securian.com/financial-professionals/ideas-tools/life-insurance/epic/disability-in-estate-planning.html</loc><lastmod>2026-02-12</lastmod></url><url><loc>https://www.securian.com/financial-professionals/ideas-tools/life-insurance/epic/signature-estate-planning-strategies.html</loc><lastmod>2026-02-06</lastmod></url><url><loc>https://www.securian.com/financial-professionals/ideas-tools/build-your-business.html</loc><lastmod>2023-06-23</lastmod></url><url><loc>https://www.securian.com/financial-professionals/ideas-tools/ltc-chronic-illness.html</loc><lastmod>2024-10-03</lastmod></url><url><loc>https://www.securian.com/financial-professionals/ideas-tools/ltc-chronic-illness/ltc-caregiving.html</loc><lastmod>2025-10-30</lastmod></url><url><loc>https://www.securian.com/financial-professionals/ideas-tools/advanced-sales-support.html</loc><lastmod>2026-03-18</lastmod></url><url><loc>https://www.securian.com/financial-professionals/ideas-tools/advanced-sales-support/advanced-presentations.html</loc><lastmod>2024-05-20</lastmod></url><url><loc>https://www.securian.com/financial-professionals/ideas-tools/advanced-sales-support/annuity-concepts.html</loc><lastmod>2026-03-18</lastmod></url><url><loc>https://www.securian.com/financial-professionals/ideas-tools/library.html</loc><lastmod>2026-02-17</lastmod></url><url><loc>https://www.securian.com/financial-professionals/ideas-tools/library/sound-strategies.html</loc><lastmod>2023-09-11</lastmod></url><url><loc>https://www.securian.com/financial-professionals/ideas-tools/library/personal-finance.html</loc><lastmod>2023-09-11</lastmod></url><url><loc>https://www.securian.com/financial-professionals/ideas-tools/library/college-funding.html</loc><lastmod>2023-09-11</lastmod></url><url><loc>https://www.securian.com/financial-professionals/ideas-tools/library/tax-timely-topics.html</loc><lastmod>2025-06-02</lastmod></url><url><loc>https://www.securian.com/financial-professionals/ideas-tools/library/tax-timely-topics/one-big-beautiful-bill.html</loc><lastmod>2025-09-24</lastmod></url><url><loc>https://www.securian.com/financial-professionals/ideas-tools/library/diversifying-with-annuities.html</loc><lastmod>2025-03-04</lastmod></url><url><loc>https://www.securian.com/financial-professionals/ideas-tools/library/own-it.html</loc><lastmod>2025-07-02</lastmod></url><url><loc>https://www.securian.com/financial-professionals/how-to-do-business/individual-annuities.html</loc><lastmod>2024-09-24</lastmod></url><url><loc>https://www.securian.com/financial-professionals/how-to-do-business/individual-annuities/licensing.html</loc><lastmod>2026-02-27</lastmod></url><url><loc>https://www.securian.com/financial-professionals/how-to-do-business/individual-annuities/get-started-selling.html</loc><lastmod>2026-03-02</lastmod></url><url><loc>https://www.securian.com/financial-professionals/how-to-do-business/individual-annuities/submitting-new-business.html</loc><lastmod>2025-03-03</lastmod></url><url><loc>https://www.securian.com/financial-professionals/how-to-do-business/individual-annuities/servicing.html</loc><lastmod>2026-03-10</lastmod></url><url><loc>https://www.securian.com/financial-professionals/how-to-do-business/individual-life-insurance.html</loc><lastmod>2024-09-24</lastmod></url><url><loc>https://www.securian.com/financial-professionals/how-to-do-business/individual-life-insurance/submitting-new-business.html</loc><lastmod>2025-07-31</lastmod></url><url><loc>https://www.securian.com/financial-professionals/how-to-do-business/individual-life-insurance/get-started-selling.html</loc><lastmod>2024-09-24</lastmod></url><url><loc>https://www.securian.com/financial-professionals/how-to-do-business/individual-life-insurance/servicing.html</loc><lastmod>2025-09-05</lastmod></url><url><loc>https://www.securian.com/financial-professionals/how-to-do-business/individual-life-insurance/licensing.html</loc><lastmod>2023-12-19</lastmod></url><url><loc>https://www.securian.com/financial-professionals/how-to-do-business/individual-life-insurance/underwriting-approach.html</loc><lastmod>2025-12-16</lastmod></url><url><loc>https://www.securian.com/financial-professionals/how-to-do-business/individual-life-insurance/underwriting-approach/international-underwriting.html</loc><lastmod>2024-09-24</lastmod></url><url><loc>https://www.securian.com/financial-professionals/how-to-do-business/individual-life-insurance/underwriting-approach/mortality-credits-program.html</loc><lastmod>2026-03-03</lastmod></url><url><loc>https://www.securian.com/financial-professionals/how-to-do-business/individual-life-insurance/underwriting-approach/traditional.html</loc><lastmod>2026-01-20</lastmod></url><url><loc>https://www.securian.com/financial-professionals/how-to-do-business/individual-life-insurance/underwriting-approach/traditional/reinsurance.html</loc><lastmod>2025-12-05</lastmod></url><url><loc>https://www.securian.com/financial-professionals/how-to-do-business/individual-life-insurance/underwriting-approach/traditional/how-we-look-at-financials.html</loc><lastmod>2025-12-05</lastmod></url><url><loc>https://www.securian.com/financial-professionals/how-to-do-business/individual-life-insurance/underwriting-approach/writefit-underwriting-overview.html</loc><lastmod>2026-03-24</lastmod></url><url><loc>https://www.securian.com/financial-professionals/how-to-do-business/individual-life-insurance/underwriting-approach/writefit-underwriting-overview/accelerated-underwriting-research.html</loc><lastmod>2024-10-17</lastmod></url><url><loc>https://www.securian.com/financial-professionals/how-to-do-business/long-term-care.html</loc><lastmod>2024-09-05</lastmod></url><url><loc>https://www.securian.com/financial-professionals/how-to-do-business/long-term-care/submitting-new-business.html</loc><lastmod>2025-10-30</lastmod></url><url><loc>https://www.securian.com/financial-professionals/how-to-do-business/long-term-care/get-started-selling.html</loc><lastmod>2025-10-30</lastmod></url><url><loc>https://www.securian.com/financial-professionals/how-to-do-business/long-term-care/licensing.html</loc><lastmod>2025-10-30</lastmod></url><url><loc>https://www.securian.com/financial-professionals/how-to-do-business/long-term-care/servicing.html</loc><lastmod>2025-10-30</lastmod></url><url><loc>https://www.securian.com/financial-professionals/contact-us.html</loc><lastmod>2024-11-18</lastmod></url><url><loc>https://www.securian.com/financial-professionals/contact-us/retirement-sales-team.html</loc><lastmod>2021-10-12</lastmod></url><url><loc>https://www.securian.com/financial-professionals/contact-us/annuity-sales-team.html</loc><lastmod>2021-10-12</lastmod></url><url><loc>https://www.securian.com/financial-professionals/contact-us/life-sales-team-bd.html</loc><lastmod>2021-10-12</lastmod></url><url><loc>https://www.securian.com/financial-professionals/contact-us/hybrid-life-LTC-sales-team-bd.html</loc><lastmod>2021-10-12</lastmod></url><url><loc>https://www.securian.com/financial-professionals/contact-us/life-sales-team-ind-bro.html</loc><lastmod>2023-09-28</lastmod></url><url><loc>https://www.securian.com/financial-professionals/contact-us/hybrid-life-LTC-sales-team-ind-bro.html</loc><lastmod>2021-10-12</lastmod></url><url><loc>https://www.securian.com/financial-professionals/contact-us/life-insurance-confirmation.html</loc><lastmod>2024-08-30</lastmod></url><url><loc>https://www.securian.com/financial-professionals/contact-us/ltc-insurance-illustration-request.html</loc><lastmod>2024-08-20</lastmod></url><url><loc>https://www.securian.com/institutional-retirement-solutions.html</loc><lastmod>2025-07-08</lastmod></url><url><loc>https://www.securian.com/institutional-retirement-solutions/guaranteed-income-for-deferred-contribution-plans.html</loc><lastmod>2025-07-08</lastmod></url><url><loc>https://www.securian.com/institutional-retirement-solutions/stable-value-investments.html</loc><lastmod>2025-07-08</lastmod></url><url><loc>https://www.securian.com/insights-tools/health-aging.html</loc><lastmod>2025-09-11</lastmod></url><url><loc>https://www.securian.com/insights-tools/insurance-protection.html</loc><lastmod>2023-12-04</lastmod></url><url><loc>https://www.securian.com/insights-tools/retirement.html</loc><lastmod>2023-12-04</lastmod></url><url><loc>https://www.securian.com/insights-tools/personal-finance.html</loc><lastmod>2023-12-04</lastmod></url><url><loc>https://www.securian.com/insights-tools/life-events-milestones.html</loc><lastmod>2023-12-04</lastmod></url><url><loc>https://www.securian.com/insights-tools/view-all-insights.html</loc><lastmod>2023-12-04</lastmod></url><url><loc>https://www.securian.com/insights-tools/articles/how-compound-interest-works.html</loc><lastmod>2026-03-05</lastmod></url><url><loc>https://www.securian.com/insights-tools/articles/smart-things-tax-return.html</loc><lastmod>2025-12-02</lastmod></url><url><loc>https://www.securian.com/insights-tools/articles/fraud-and-financial-abuse.html</loc><lastmod>2025-07-24</lastmod></url><url><loc>https://www.securian.com/insights-tools/articles/tips-for-avoiding-fraud-identity-theft.html</loc><lastmod>2024-11-22</lastmod></url><url><loc>https://www.securian.com/insights-tools/articles/key-questions-retirement-planning.html</loc><lastmod>2024-05-07</lastmod></url><url><loc>https://www.securian.com/insights-tools/articles/woman-financial-decision-makers.html</loc><lastmod>2023-09-28</lastmod></url><url><loc>https://www.securian.com/insights-tools/articles/health-care-directives.html</loc><lastmod>2024-08-12</lastmod></url><url><loc>https://www.securian.com/insights-tools/articles/last-will-and-testament.html</loc><lastmod>2024-08-15</lastmod></url><url><loc>https://www.securian.com/insights-tools/articles/retirement-income-replacement-ratio.html</loc><lastmod>2024-10-14</lastmod></url><url><loc>https://www.securian.com/insights-tools/articles/social-security-two-questions.html</loc><lastmod>2024-10-15</lastmod></url><url><loc>https://www.securian.com/insights-tools/articles/downsizing-in-retirement-tips.html</loc><lastmod>2025-10-15</lastmod></url><url><loc>https://www.securian.com/insights-tools/articles/estate-plan-for-your-digital-life.html</loc><lastmod>2026-03-19</lastmod></url><url><loc>https://www.securian.com/insights-tools/articles/how-to-teach-young-kids-about-finances.html</loc><lastmod>2025-03-25</lastmod></url><url><loc>https://www.securian.com/insights-tools/articles/retirement-budget-tips.html</loc><lastmod>2025-09-11</lastmod></url><url><loc>https://www.securian.com/insights-tools/articles/how-to-teach-teens-about-finances.html</loc><lastmod>2024-04-26</lastmod></url><url><loc>https://www.securian.com/insights-tools/articles/tips-on-caring-for-an-aging-parent.html</loc><lastmod>2024-12-11</lastmod></url><url><loc>https://www.securian.com/insights-tools/articles/psychology-of-overspending.html</loc><lastmod>2024-06-27</lastmod></url><url><loc>https://www.securian.com/insights-tools/articles/back-to-school-on-a-budget.html</loc><lastmod>2025-05-30</lastmod></url><url><loc>https://www.securian.com/insights-tools/articles/basics-of-supplemental-health-insurance.html</loc><lastmod>2025-09-30</lastmod></url><url><loc>https://www.securian.com/insights-tools/articles/insurance-may-help-your-financial-security-mental-health.html</loc><lastmod>2025-08-01</lastmod></url><url><loc>https://www.securian.com/insights-tools/articles/how-to-make-the-family-medical-leave-act-work-for-you.html</loc><lastmod>2026-03-19</lastmod></url><url><loc>https://www.securian.com/insights-tools/articles/create-retirement-bucket-list.html</loc><lastmod>2025-03-25</lastmod></url><url><loc>https://www.securian.com/insights-tools/articles/helping-child-buy-home.html</loc><lastmod>2025-05-16</lastmod></url><url><loc>https://www.securian.com/insights-tools/articles/resources-for-coping.html</loc><lastmod>2024-12-12</lastmod></url><url><loc>https://www.securian.com/insights-tools/articles/6-life-insurance-continuation-options.html</loc><lastmod>2024-04-26</lastmod></url><url><loc>https://www.securian.com/insights-tools/articles/answers-to-social-security-questions.html</loc><lastmod>2025-10-30</lastmod></url><url><loc>https://www.securian.com/insights-tools/articles/giving-back-over-the-holidays.html</loc><lastmod>2025-11-04</lastmod></url><url><loc>https://www.securian.com/insights-tools/articles/medicare-tips-in-retirement.html</loc><lastmod>2024-12-04</lastmod></url><url><loc>https://www.securian.com/insights-tools/articles/year-end-financial-checklist.html</loc><lastmod>2025-12-09</lastmod></url><url><loc>https://www.securian.com/insights-tools/articles/retirement-prep-20s-30s.html</loc><lastmod>2024-12-05</lastmod></url><url><loc>https://www.securian.com/insights-tools/articles/insuring-millennial-parents.html</loc><lastmod>2024-05-31</lastmod></url><url><loc>https://www.securian.com/insights-tools/articles/why-do-i-need-life-insurance.html</loc><lastmod>2023-10-23</lastmod></url><url><loc>https://www.securian.com/insights-tools/articles/3-reasons-to-contribute-to-401k.html</loc><lastmod>2023-11-28</lastmod></url><url><loc>https://www.securian.com/insights-tools/articles/401k-contributions-how-much.html</loc><lastmod>2025-01-13</lastmod></url><url><loc>https://www.securian.com/insights-tools/articles/4-ways-to-pay-for-long-term-care.html</loc><lastmod>2024-06-03</lastmod></url><url><loc>https://www.securian.com/insights-tools/articles/5-steps-to-building-an-emergency-fund.html</loc><lastmod>2025-01-22</lastmod></url><url><loc>https://www.securian.com/insights-tools/articles/an-overview-of-caregiving.html</loc><lastmod>2024-12-03</lastmod></url><url><loc>https://www.securian.com/insights-tools/articles/buying-life-insurance-at-work.html</loc><lastmod>2023-11-28</lastmod></url><url><loc>https://www.securian.com/insights-tools/articles/coping-with-a-critical-illness.html</loc><lastmod>2024-04-01</lastmod></url><url><loc>https://www.securian.com/insights-tools/articles/how-to-pay-bills-cant-work.html</loc><lastmod>2024-08-15</lastmod></url><url><loc>https://www.securian.com/insights-tools/articles/life-insurance-faqs.html</loc><lastmod>2023-10-23</lastmod></url><url><loc>https://www.securian.com/insights-tools/articles/long-term-care-government-benefits.html</loc><lastmod>2026-01-08</lastmod></url><url><loc>https://www.securian.com/insights-tools/articles/managing-finances-after-divorce.html</loc><lastmod>2024-01-25</lastmod></url><url><loc>https://www.securian.com/insights-tools/articles/mind-the-gap.html</loc><lastmod>2024-04-17</lastmod></url><url><loc>https://www.securian.com/insights-tools/articles/naming-a-life-insurance-beneficiary.html</loc><lastmod>2024-09-12</lastmod></url><url><loc>https://www.securian.com/insights-tools/articles/open-enrollment-guide.html</loc><lastmod>2024-09-30</lastmod></url><url><loc>https://www.securian.com/insights-tools/articles/pre-marital-checklist.html</loc><lastmod>2025-11-05</lastmod></url><url><loc>https://www.securian.com/insights-tools/articles/term-life-vs-permanent-life.html</loc><lastmod>2023-10-23</lastmod></url><url><loc>https://www.securian.com/insights-tools/articles/when-to-hire-a-financial-professional.html</loc><lastmod>2026-03-05</lastmod></url><url><loc>https://www.securian.com/insights-tools/articles/required-minimum-distributions.html</loc><lastmod>2026-02-26</lastmod></url><url><loc>https://www.securian.com/insights-tools/articles/pre-planning-your-memorials.html</loc><lastmod>2023-09-06</lastmod></url><url><loc>https://www.securian.com/insights-tools/articles/retirement-prep-40s-50s.html</loc><lastmod>2023-08-29</lastmod></url><url><loc>https://www.securian.com/insights-tools/articles/retirement-prep-60s.html</loc><lastmod>2026-02-24</lastmod></url><url><loc>https://www.securian.com/insights-tools/articles/estate-planning-special-needs.html</loc><lastmod>2025-05-05</lastmod></url><url><loc>https://www.securian.com/insights-tools/articles/life-insurance-tips-for-new-parents.html</loc><lastmod>2024-08-27</lastmod></url><url><loc>https://www.securian.com/insights-tools/articles/5-questions-about-long-term-care.html</loc><lastmod>2024-06-27</lastmod></url><url><loc>https://www.securian.com/insights-tools/articles/keeping-perspective-on-the-market.html</loc><lastmod>2023-08-29</lastmod></url><url><loc>https://www.securian.com/insights-tools/articles/retirement-prep-with-adult-kids-at-home.html</loc><lastmod>2025-01-13</lastmod></url><url><loc>https://www.securian.com/insights-tools/articles/3-reasons-not-to-borrow-from-your-401k.html</loc><lastmod>2025-10-01</lastmod></url><url><loc>https://www.securian.com/insights-tools/articles/how-to-prioritize-savings-and-investing-goals.html</loc><lastmod>2024-10-10</lastmod></url><url><loc>https://www.securian.com/insights-tools/articles/annuity-basics.html</loc><lastmod>2025-10-07</lastmod></url><url><loc>https://www.securian.com/insights-tools/articles/getting-over-the-fear-of-spending-down-in-retirement.html</loc><lastmod>2026-01-14</lastmod></url><url><loc>https://www.securian.com/insights-tools/articles/estate-planning-basics.html</loc><lastmod>2025-10-29</lastmod></url><url><loc>https://www.securian.com/insights-tools/articles/staying-home-vs-working.html</loc><lastmod>2024-06-07</lastmod></url><url><loc>https://www.securian.com/insights-tools/articles/getting-started-with-college-savings.html</loc><lastmod>2026-03-05</lastmod></url><url><loc>https://www.securian.com/insights-tools/articles/women-and-retirement.html</loc><lastmod>2025-04-17</lastmod></url><url><loc>https://www.securian.com/insights-tools/articles/widowhood-and-retirement.html</loc><lastmod>2024-04-16</lastmod></url><url><loc>https://www.securian.com/insights-tools/articles/holistic-stress-relief.html</loc><lastmod>2024-12-04</lastmod></url><url><loc>https://www.securian.com/insights-tools/articles/ready-to-stop-renting-and-buy-a-home.html</loc><lastmod>2025-02-26</lastmod></url><url><loc>https://www.securian.com/insights-tools/articles/relationship-between-financial-mental-health.html</loc><lastmod>2024-04-16</lastmod></url><url><loc>https://www.securian.com/insights-tools/articles/building-a-financial-legacy.html</loc><lastmod>2024-07-24</lastmod></url><url><loc>https://www.securian.com/insights-tools/articles/healthy-habits-for-a-long-life.html</loc><lastmod>2025-12-04</lastmod></url><url><loc>https://www.securian.com/insights-tools/articles/managing-paying-off-debt.html</loc><lastmod>2025-05-30</lastmod></url><url><loc>https://www.securian.com/insights-tools/articles/life-insurance-or-annuity-whats-right-for-me.html</loc><lastmod>2023-09-08</lastmod></url><url><loc>https://www.securian.com/insights-tools/articles/supplemental-health-insurance-benefits.html</loc><lastmod>2025-01-13</lastmod></url><url><loc>https://www.securian.com/insights-tools/articles/choosing-retirement-community.html</loc><lastmod>2025-09-11</lastmod></url><url><loc>https://www.securian.com/insights-tools/articles/stay-active-in-winter.html</loc><lastmod>2026-03-03</lastmod></url><url><loc>https://www.securian.com/insights-tools/articles/keeping-up-with-cost-of-living.html</loc><lastmod>2026-03-13</lastmod></url><url><loc>https://www.securian.com/insights-tools/articles/spring-financial-fitness.html</loc><lastmod>2024-04-08</lastmod></url><url><loc>https://www.securian.com/insights-tools/articles/sports-exercise-quality-life-longevity.html</loc><lastmod>2024-07-12</lastmod></url><url><loc>https://www.securian.com/insights-tools/articles/retirement-income-with-cash-value-life-insurance.html</loc><lastmod>2024-09-25</lastmod></url><url><loc>https://www.securian.com/insights-tools/articles/unlocking-benefits-supplemental-health-insurance.html</loc><lastmod>2024-10-11</lastmod></url><url><loc>https://www.securian.com/insights-tools/retirement-calculator.html</loc><lastmod>2026-03-10</lastmod></url><url><loc>https://www.securian.com/insights-tools/life-insurance-needs-calculator.html</loc><lastmod>2025-12-02</lastmod></url><url><loc>https://www.securian.com/insights-tools/life-insurance-needs-calculator/detailed-life-insurance-calculator.html</loc><lastmod>2024-04-16</lastmod></url><url><loc>https://www.securian.com/insights-tools/life-insurance-needs-calculator/quick-life-insurance-calculator.html</loc><lastmod>2024-02-28</lastmod></url><url><loc>https://www.securian.com/products-services/life-insurance.html</loc><lastmod>2025-04-16</lastmod></url><url><loc>https://www.securian.com/products-services/life-insurance/term-life-insurance.html</loc><lastmod>2025-04-16</lastmod></url><url><loc>https://www.securian.com/products-services/life-insurance/permanent-life-insurance.html</loc><lastmod>2026-02-24</lastmod></url><url><loc>https://www.securian.com/products-services/life-insurance/whole-life-insurance.html</loc><lastmod>2025-04-16</lastmod></url><url><loc>https://www.securian.com/products-services/life-insurance/universal-life-insurance.html</loc><lastmod>2025-04-16</lastmod></url><url><loc>https://www.securian.com/products-services/life-insurance/universal-life-insurance/fixed-universal-life-insurance.html</loc><lastmod>2025-03-20</lastmod></url><url><loc>https://www.securian.com/products-services/life-insurance/universal-life-insurance/indexed-universal-life-insurance.html</loc><lastmod>2025-03-20</lastmod></url><url><loc>https://www.securian.com/products-services/life-insurance/universal-life-insurance/variable-universal-life-insurance.html</loc><lastmod>2025-03-13</lastmod></url><url><loc>https://www.securian.com/products-services/life-insurance/compare-products.html</loc><lastmod>2025-03-20</lastmod></url><url><loc>https://www.securian.com/products-services/life-insurance/legacy-account.html</loc><lastmod>2026-02-04</lastmod></url><url><loc>https://www.securian.com/products-services/long-term-care-chronic-illness-insurance.html</loc><lastmod>2025-07-22</lastmod></url><url><loc>https://www.securian.com/products-services/accident-sickness.html</loc><lastmod>2025-06-24</lastmod></url><url><loc>https://www.securian.com/products-services/accident-sickness/accident-insurance.html</loc><lastmod>2025-07-14</lastmod></url><url><loc>https://www.securian.com/products-services/accident-sickness/critical-illness.html</loc><lastmod>2025-07-14</lastmod></url><url><loc>https://www.securian.com/products-services/accident-sickness/hospital-indemnity-insurance.html</loc><lastmod>2025-07-14</lastmod></url><url><loc>https://www.securian.com/products-services/accident-sickness/accidental-death.html</loc><lastmod>2025-07-14</lastmod></url><url><loc>https://www.securian.com/products-services/credit-protection.html</loc><lastmod>2025-04-16</lastmod></url><url><loc>https://www.securian.com/products-services/annuities.html</loc><lastmod>2025-09-09</lastmod></url><url><loc>https://www.securian.com/products-services/annuities/immediate-annuities.html</loc><lastmod>2023-10-23</lastmod></url><url><loc>https://www.securian.com/products-services/annuities/fixed-deferred-annuities.html</loc><lastmod>2023-10-23</lastmod></url><url><loc>https://www.securian.com/products-services/annuities/fixed-indexed-deferred-annuities.html</loc><lastmod>2023-10-23</lastmod></url><url><loc>https://www.securian.com/products-services/annuities/variable-deferred-annuities.html</loc><lastmod>2023-10-23</lastmod></url><url><loc>https://www.securian.com/products-services/annuities/registered-index-linked-annuities.html</loc><lastmod>2025-09-09</lastmod></url><url><loc>https://www.securian.com/products-services/business-owners.html</loc><lastmod>2023-08-07</lastmod></url><url><loc>https://www.securian.com/products-services/business-owners/business-continuity-strategies.html</loc><lastmod>2026-02-17</lastmod></url><url><loc>https://www.securian.com/products-services/business-owners/key-person-life-insurance.html</loc><lastmod>2026-02-17</lastmod></url><url><loc>https://www.securian.com/products-services/business-owners/executive-compensation.html</loc><lastmod>2023-08-09</lastmod></url><url><loc>https://www.securian.com/about-us/our-company.html</loc><lastmod>2025-07-14</lastmod></url><url><loc>https://www.securian.com/about-us/our-company/our-purpose-values.html</loc><lastmod>2025-09-30</lastmod></url><url><loc>https://www.securian.com/about-us/our-company/our-history.html</loc><lastmod>2025-04-16</lastmod></url><url><loc>https://www.securian.com/about-us/our-company/governance.html</loc><lastmod>2026-02-20</lastmod></url><url><loc>https://www.securian.com/about-us/our-company/governance/board-of-directors.html</loc><lastmod>2026-03-20</lastmod></url><url><loc>https://www.securian.com/about-us/our-company/governance/chris-hilger.html</loc><lastmod>2026-02-06</lastmod></url><url><loc>https://www.securian.com/about-us/our-company/governance/warren-zaccaro.html</loc><lastmod>2022-10-12</lastmod></url><url><loc>https://www.securian.com/about-us/our-company/governance/gary-christensen.html</loc><lastmod>2022-05-11</lastmod></url><url><loc>https://www.securian.com/about-us/our-company/governance/kent-peterson.html</loc><lastmod>2026-02-20</lastmod></url><url><loc>https://www.securian.com/about-us/our-company/governance/bob-ehren.html</loc><lastmod>2025-02-05</lastmod></url><url><loc>https://www.securian.com/about-us/our-company/governance/sid-gandhi.html</loc><lastmod>2026-02-06</lastmod></url><url><loc>https://www.securian.com/about-us/our-company/governance/suzette-huovinen.html</loc><lastmod>2026-01-05</lastmod></url><url><loc>https://www.securian.com/about-us/our-company/governance/kristi-fox.html</loc><lastmod>2025-11-05</lastmod></url><url><loc>https://www.securian.com/about-us/our-company/governance/renee-montz.html</loc><lastmod>2025-09-10</lastmod></url><url><loc>https://www.securian.com/about-us/our-company/governance/pete-berlute.html</loc><lastmod>2026-02-10</lastmod></url><url><loc>https://www.securian.com/about-us/our-company/governance/darrin-hebert.html</loc><lastmod>2024-03-20</lastmod></url><url><loc>https://www.securian.com/about-us/our-company/governance/kristin-ferguson.html</loc><lastmod>2025-01-22</lastmod></url><url><loc>https://www.securian.com/about-us/our-company/governance/dave-seidel.html</loc><lastmod>2025-12-01</lastmod></url><url><loc>https://www.securian.com/about-us/our-company/governance/frici-csatlos.html</loc><lastmod>2025-11-10</lastmod></url><url><loc>https://www.securian.com/about-us/our-company/minnesota-twins-jersey-patch-partnership.html</loc><lastmod>2026-03-23</lastmod></url><url><loc>https://www.securian.com/about-us/markets-we-serve.html</loc><lastmod>2025-09-11</lastmod></url><url><loc>https://www.securian.com/about-us/corporate-structure.html</loc><lastmod>2024-06-12</lastmod></url><url><loc>https://www.securian.com/about-us/corporate-structure/minnesota-life.html</loc><lastmod>2024-11-20</lastmod></url><url><loc>https://www.securian.com/about-us/corporate-structure/securian-financial-services.html</loc><lastmod>2024-06-25</lastmod></url><url><loc>https://www.securian.com/about-us/corporate-structure/securian-asset-management.html</loc><lastmod>2024-06-12</lastmod></url><url><loc>https://www.securian.com/about-us/sustainability.html</loc><lastmod>2026-01-08</lastmod></url><url><loc>https://www.securian.com/about-us/sustainability/strengthening-communities.html</loc><lastmod>2026-02-09</lastmod></url><url><loc>https://www.securian.com/about-us/sustainability/strengthening-communities/securian-foundation.html</loc><lastmod>2026-02-09</lastmod></url><url><loc>https://www.securian.com/about-us/sustainability/strengthening-communities/securian-foundation/funding-restrictions.html</loc><lastmod>2021-01-15</lastmod></url><url><loc>https://www.securian.com/about-us/sustainability/strengthening-communities/securian-foundation/grant-recipients.html</loc><lastmod>2025-01-14</lastmod></url><url><loc>https://www.securian.com/about-us/sustainability/sustainability-governance.html</loc><lastmod>2026-02-17</lastmod></url><url><loc>https://www.securian.com/about-us/sustainability/building-financial-security.html</loc><lastmod>2026-02-09</lastmod></url><url><loc>https://www.securian.com/about-us/sustainability/building-financial-security/community-partnerships.html</loc><lastmod>2026-01-15</lastmod></url><url><loc>https://www.securian.com/about-us/sustainability/building-financial-security/sustainable-sourcing.html</loc><lastmod>2026-01-15</lastmod></url><url><loc>https://www.securian.com/about-us/sustainability/responsible-investing.html</loc><lastmod>2026-02-09</lastmod></url><url><loc>https://www.securian.com/about-us/sustainability/building-financial-security/sustainable-investing/securian-financial-sustainable-investing-statement.html</loc><lastmod>2025-12-12</lastmod></url><url><loc>https://www.securian.com/about-us/sustainability/inspiring-trust.html</loc><lastmod>2026-02-09</lastmod></url><url><loc>https://www.securian.com/about-us/sustainability/inspiring-trust/ethics-compliance.html</loc><lastmod>2026-01-15</lastmod></url><url><loc>https://www.securian.com/about-us/sustainability/inspiring-trust/artificial-intelligence.html</loc><lastmod>2025-12-03</lastmod></url><url><loc>https://www.securian.com/about-us/sustainability/inspiring-trust/cybersecurity-and-data-privacy.html</loc><lastmod>2026-01-15</lastmod></url><url><loc>https://www.securian.com/about-us/sustainability/inspiring-trust/risk-management.html</loc><lastmod>2026-01-15</lastmod></url><url><loc>https://www.securian.com/about-us/sustainability/protecting-our-planet.html</loc><lastmod>2026-02-09</lastmod></url><url><loc>https://www.securian.com/about-us/sustainability/protecting-our-planet/climate-impact.html</loc><lastmod>2026-01-15</lastmod></url><url><loc>https://www.securian.com/about-us/sustainability/protecting-our-planet/sustainable-headquarters.html</loc><lastmod>2026-01-26</lastmod></url><url><loc>https://www.securian.com/about-us/sustainability/investing-in-our-people.html</loc><lastmod>2026-02-09</lastmod></url><url><loc>https://www.securian.com/about-us/sustainability/investing-in-our-people/talent-attraction-employee-development.html</loc><lastmod>2026-01-15</lastmod></url><url><loc>https://www.securian.com/about-us/newsroom.html</loc><lastmod>2026-01-07</lastmod></url><url><loc>https://www.securian.com/about-us/newsroom/news-releases.html</loc><lastmod>2025-12-23</lastmod></url><url><loc>https://www.securian.com/about-us/newsroom/news-releases/financial-results-2019.html</loc><lastmod>2025-12-23</lastmod></url><url><loc>https://www.securian.com/about-us/newsroom/news-releases/martina-jimenez-sperry-centurio-wealth-atlanta.html</loc><lastmod>2025-12-23</lastmod></url><url><loc>https://www.securian.com/about-us/newsroom/news-releases/multioption-momentum-launch.html</loc><lastmod>2025-12-23</lastmod></url><url><loc>https://www.securian.com/about-us/newsroom/news-releases/cpl-acquiring-sun-life-assurance.html</loc><lastmod>2025-12-23</lastmod></url><url><loc>https://www.securian.com/about-us/newsroom/news-releases/securian-financial-leadership-promotions-and-transitions.html</loc><lastmod>2025-12-23</lastmod></url><url><loc>https://www.securian.com/about-us/newsroom/news-releases/securian-financial-enhances-securecare-hybrid-life-long-term-care.html</loc><lastmod>2026-01-26</lastmod></url><url><loc>https://www.securian.com/about-us/newsroom/news-releases/securian-financial-announces-2021-results.html</loc><lastmod>2025-12-23</lastmod></url><url><loc>https://www.securian.com/about-us/newsroom/news-releases/securian-financial-selected-as-recordkeeper.html</loc><lastmod>2025-12-23</lastmod></url><url><loc>https://www.securian.com/about-us/newsroom/news-releases/securian-financial-announces-2022-results.html</loc><lastmod>2025-12-23</lastmod></url><url><loc>https://www.securian.com/about-us/newsroom/news-releases/securian-financial-and-reclaim-health-join-forces-on-ai-powered-claims-analytics.html</loc><lastmod>2025-12-23</lastmod></url><url><loc>https://www.securian.com/about-us/newsroom/news-releases/securian-financial-teams-up-with-masa.html</loc><lastmod>2025-01-23</lastmod></url><url><loc>https://www.securian.com/about-us/newsroom/news-releases/securian-financial-announces-chief-financial-officer-transition.html</loc><lastmod>2025-02-18</lastmod></url><url><loc>https://www.securian.com/about-us/newsroom/news-releases/securian-financial-launches-accident-and-critical-illness-insurance-products-for-affinity-markets.html</loc><lastmod>2025-02-18</lastmod></url><url><loc>https://www.securian.com/about-us/newsroom/news-releases/securian-financial-enhances-flagship-iul-insurance-product.html</loc><lastmod>2025-02-12</lastmod></url><url><loc>https://www.securian.com/about-us/newsroom/news-releases/securian-financial-reports-strong-2024-results.html</loc><lastmod>2025-03-31</lastmod></url><url><loc>https://www.securian.com/about-us/newsroom/news-releases/susan-reibel-james-kolar-join-securian-financial-board-of-directors.html</loc><lastmod>2025-03-10</lastmod></url><url><loc>https://www.securian.com/about-us/newsroom/news-releases/credit-union-members-are-more-likely-to-have-ancillary-insurance.html</loc><lastmod>2025-06-20</lastmod></url><url><loc>https://www.securian.com/about-us/newsroom/news-releases/securian-financial-introduces-accumulink-advance-registered-index-linked-annuity.html</loc><lastmod>2025-09-16</lastmod></url><url><loc>https://www.securian.com/about-us/newsroom/news-releases/securian-financial-reclaim-health-paying-auto-substantiated-claims.html</loc><lastmod>2025-11-04</lastmod></url><url><loc>https://www.securian.com/about-us/newsroom/news-releases/securian-financial-adds-new-reproductive-health-benefits-to-its-group-critical-illness-insurance.html</loc><lastmod>2025-11-04</lastmod></url><url><loc>https://www.securian.com/about-us/newsroom/news-releases/securian-financial-joins-forces-with-custodia-financial-for-retirement-loan-protection-program.html</loc><lastmod>2026-02-02</lastmod></url><url><loc>https://www.securian.com/about-us/newsroom/news-releases/securian-financial-study-reveals-how-gen-z-and-younger-millennials-view-life-and-supplemental-health-insurance.html</loc><lastmod>2026-02-02</lastmod></url><url><loc>https://www.securian.com/about-us/newsroom/news-releases/securian-financial-launches-my-coverage-digital-portal-for-credit-insurance-and-debt-protection-claims.html</loc><lastmod>2026-02-02</lastmod></url><url><loc>https://www.securian.com/about-us/newsroom/news-releases/ai-instant-claims-payments.html</loc><lastmod>2026-02-02</lastmod></url><url><loc>https://www.securian.com/about-us/newsroom/news-releases/kent-peterson-svp-institutional-retirement.html</loc><lastmod>2026-02-17</lastmod></url><url><loc>https://www.securian.com/about-us/newsroom/news-releases/securian-financial-reports-very-strong-2025-results.html</loc><lastmod>2026-03-12</lastmod></url><url><loc>https://www.securian.com/about-us/newsroom/news-releases/securian-affordability-trap-workplace-benefits.html</loc><lastmod>2026-03-19</lastmod></url><url><loc>https://www.securian.com/about-us/newsroom/news-releases/securian-flextech-launch.html</loc><lastmod>2026-03-25</lastmod></url><url><loc>https://www.securian.com/about-us/newsroom/multimedia.html</loc><lastmod>2025-12-23</lastmod></url><url><loc>https://www.securian.com/about-us/newsroom/articles/the-knoll-family.html</loc><lastmod>2023-08-30</lastmod></url><url><loc>https://www.securian.com/about-us/newsroom/articles/honoring-the-fallen.html</loc><lastmod>2022-05-13</lastmod></url><url><loc>https://www.securian.com/about-us/newsroom/articles/kris-danner-johnson.html</loc><lastmod>2026-02-09</lastmod></url><url><loc>https://www.securian.com/about-us/newsroom/articles/sheryl-vaz.html</loc><lastmod>2023-08-30</lastmod></url><url><loc>https://www.securian.com/about-us/newsroom/articles/great-place-to-work.html</loc><lastmod>2026-01-07</lastmod></url><url><loc>https://www.securian.com/about-us/newsroom/articles/fitch-ratings.html</loc><lastmod>2025-11-26</lastmod></url><url><loc>https://www.securian.com/about-us/newsroom/articles/standard-poors-ratings.html</loc><lastmod>2024-07-11</lastmod></url><url><loc>https://www.securian.com/about-us/newsroom/articles/moodys-ratings.html</loc><lastmod>2025-11-26</lastmod></url><url><loc>https://www.securian.com/about-us/newsroom/articles/supporting-supplier-diversity.html</loc><lastmod>2026-02-09</lastmod></url><url><loc>https://www.securian.com/about-us/newsroom/articles/2023-corporate-equality-index.html</loc><lastmod>2026-02-09</lastmod></url><url><loc>https://www.securian.com/about-us/newsroom/articles/patriotic-employer-award.html</loc><lastmod>2026-02-09</lastmod></url><url><loc>https://www.securian.com/about-us/newsroom/articles/securian-pride.html</loc><lastmod>2026-02-09</lastmod></url><url><loc>https://www.securian.com/about-us/newsroom/articles/lorensadlack-servicemember-success.html</loc><lastmod>2026-02-09</lastmod></url><url><loc>https://www.securian.com/about-us/newsroom/articles/hispanic-heritage-month.html</loc><lastmod>2026-02-09</lastmod></url><url><loc>https://www.securian.com/about-us/newsroom/articles/value-of-service-members-in-the-workplace.html</loc><lastmod>2025-11-04</lastmod></url><url><loc>https://www.securian.com/about-us/newsroom/articles/celebrating-achievements-in-the-disability-employment-workforce.html</loc><lastmod>2025-04-01</lastmod></url><url><loc>https://www.securian.com/about-us/newsroom/articles/am-best-ratings.html</loc><lastmod>2025-01-29</lastmod></url><url><loc>https://www.securian.com/about-us/newsroom/articles/cross-generational-collaboration-in-the-workplace.html</loc><lastmod>2024-04-16</lastmod></url><url><loc>https://www.securian.com/about-us/newsroom/articles/ann-mcgarry-childrens-minnesota-foundation.html</loc><lastmod>2023-12-05</lastmod></url><url><loc>https://www.securian.com/about-us/newsroom/articles/kate-mayer-open-arms.html</loc><lastmod>2023-12-05</lastmod></url><url><loc>https://www.securian.com/about-us/newsroom/articles/nextgen-lab-emerging-technologies.html</loc><lastmod>2024-12-17</lastmod></url><url><loc>https://www.securian.com/about-us/newsroom/articles/suzette-huovinen-minnesota-childrens-museum.html</loc><lastmod>2023-12-05</lastmod></url><url><loc>https://www.securian.com/about-us/newsroom/articles/map-payout-patent.html</loc><lastmod>2023-12-05</lastmod></url><url><loc>https://www.securian.com/about-us/newsroom/articles/heidi-christopherson-junior-achievement-north.html</loc><lastmod>2023-12-05</lastmod></url><url><loc>https://www.securian.com/about-us/newsroom/articles/junior-achievement-north-securian-foundation-support.html</loc><lastmod>2024-02-07</lastmod></url><url><loc>https://www.securian.com/about-us/newsroom/articles/impact-investing-with-mpowered-capital.html</loc><lastmod>2024-02-20</lastmod></url><url><loc>https://www.securian.com/about-us/newsroom/articles/lada-yang-pursues-degree-with-tuition-reimbursement.html</loc><lastmod>2024-02-26</lastmod></url><url><loc>https://www.securian.com/about-us/newsroom/articles/alison-lehman-ywca-st-paul.html</loc><lastmod>2024-02-28</lastmod></url><url><loc>https://www.securian.com/about-us/newsroom/articles/breathe-easier-campaign-environmental-awareness.html</loc><lastmod>2024-04-12</lastmod></url><url><loc>https://www.securian.com/about-us/newsroom/articles/joe-lutz-ramsey-county-historical-society.html</loc><lastmod>2025-04-01</lastmod></url><url><loc>https://www.securian.com/about-us/newsroom/articles/stephanie-scibora-Listening-house.html</loc><lastmod>2024-09-04</lastmod></url><url><loc>https://www.securian.com/about-us/newsroom/articles/disability-equality-index.html</loc><lastmod>2025-08-18</lastmod></url><url><loc>https://www.securian.com/about-us/newsroom/articles/tchfh-carter-work-project.html</loc><lastmod>2024-10-08</lastmod></url><url><loc>https://www.securian.com/about-us/newsroom/articles/securians-support-for-military-employees.html</loc><lastmod>2024-11-04</lastmod></url><url><loc>https://www.securian.com/about-us/newsroom/articles/kristin-ferguson.html</loc><lastmod>2024-11-11</lastmod></url><url><loc>https://www.securian.com/about-us/newsroom/articles/jenn-murray-mnhs.html</loc><lastmod>2024-11-26</lastmod></url><url><loc>https://www.securian.com/about-us/newsroom/articles/richard-thoma.html</loc><lastmod>2025-08-19</lastmod></url><url><loc>https://www.securian.com/about-us/newsroom/articles/employee-value-proposition.html</loc><lastmod>2025-10-28</lastmod></url><url><loc>https://www.securian.com/about-us/newsroom/articles/nate-kolle-stick-tap-salute.html</loc><lastmod>2025-12-11</lastmod></url><url><loc>https://www.securian.com/about-us/newsroom/articles/luke-anfinson-big-brothers-big-sisters.html</loc><lastmod>2026-03-10</lastmod></url><url><loc>https://www.securian.com/about-us/newsroom/articles/creating-vibrant-communities-childrens-museum.html</loc><lastmod>2026-03-20</lastmod></url><url><loc>https://www.securian.com/about-us/newsroom/articles/cloud-coach-student-mentoring.html</loc><lastmod>2026-02-03</lastmod></url><url><loc>https://www.securian.com/about-us/newsroom/featured-stories.html</loc><lastmod>2025-01-21</lastmod></url><url><loc>https://www.securian.com/about-us/newsroom/be-you-with-us.html</loc><lastmod>2026-03-24</lastmod></url><url><loc>https://www.securian.com/about-us/newsroom/be-you-with-us/sarahs-story.html</loc><lastmod>2026-02-17</lastmod></url><url><loc>https://www.securian.com/about-us/newsroom/be-you-with-us/michelles-story.html</loc><lastmod>2026-02-26</lastmod></url><url><loc>https://www.securian.com/about-us/newsroom/be-you-with-us/chidis-story.html</loc><lastmod>2026-02-18</lastmod></url><url><loc>https://www.securian.com/about-us/newsroom/be-you-with-us/fionas-story.html</loc><lastmod>2026-02-25</lastmod></url><url><loc>https://www.securian.com/about-us/newsroom/be-you-with-us/jessicas-story.html</loc><lastmod>2023-06-15</lastmod></url><url><loc>https://www.securian.com/about-us/newsroom/be-you-with-us/patricks-story.html</loc><lastmod>2026-02-17</lastmod></url><url><loc>https://www.securian.com/about-us/newsroom/be-you-with-us/radhikas-story.html</loc><lastmod>2024-10-22</lastmod></url><url><loc>https://www.securian.com/about-us/newsroom/be-you-with-us/xidan-story.html</loc><lastmod>2026-02-26</lastmod></url><url><loc>https://www.securian.com/about-us/newsroom/be-you-with-us/julias-story.html</loc><lastmod>2024-10-22</lastmod></url><url><loc>https://www.securian.com/about-us/newsroom/be-you-with-us/bens-story.html</loc><lastmod>2024-10-22</lastmod></url><url><loc>https://www.securian.com/about-us/ratings.html</loc><lastmod>2024-09-16</lastmod></url><url><loc>https://www.securian.com/about-us/ratings/standard-and-poors-ratings-detail.html</loc><lastmod>2025-09-10</lastmod></url><url><loc>https://www.securian.com/about-us/ratings/am-best-ratings-detail.html</loc><lastmod>2025-09-10</lastmod></url><url><loc>https://www.securian.com/about-us/ratings/fitch-ratings-detail.html</loc><lastmod>2025-09-10</lastmod></url><url><loc>https://www.securian.com/about-us/ratings/moodys-investors-service-ratings-detail.html</loc><lastmod>2025-09-10</lastmod></url><url><loc>https://www.securian.com/about-us/financials-and-reports.html</loc><lastmod>2025-04-08</lastmod></url><url><loc>https://www.securian.com/about-us/financials-and-reports/minnesota-life-statutory-state-filings.html</loc><lastmod>2026-03-02</lastmod></url><url><loc>https://www.securian.com/about-us/financials-and-reports/securian-life-statutory-state-filings.html</loc><lastmod>2026-03-02</lastmod></url><url><loc>https://www.securian.com/about-us/financials-and-reports/securian-casualty-statutory-state-filings.html</loc><lastmod>2026-03-02</lastmod></url><url><loc>https://www.securian.com/about-us/financials-and-reports/securian-specialty-lines.html</loc><lastmod>2026-03-02</lastmod></url><url><loc>https://www.securian.com/about-us/member-info.html</loc><lastmod>2026-03-17</lastmod></url><url><loc>https://www.securian.com/about-us/careers.html</loc><lastmod>2026-03-18</lastmod></url><url><loc>https://www.securian.com/about-us/careers/culture.html</loc><lastmod>2026-02-09</lastmod></url><url><loc>https://www.securian.com/about-us/careers/experienced-professional.html</loc><lastmod>2026-01-08</lastmod></url><url><loc>https://www.securian.com/about-us/careers/total-rewards-program.html</loc><lastmod>2026-02-10</lastmod></url><url><loc>https://www.securian.com/about-us/careers/early-career-opportunities.html</loc><lastmod>2026-01-08</lastmod></url><url><loc>https://www.securian.com/about-us/careers/early-career-opportunities/internship-programs.html</loc><lastmod>2024-11-21</lastmod></url><url><loc>https://www.securian.com/about-us/careers/early-career-opportunities/career-development-programs.html</loc><lastmod>2025-11-26</lastmod></url><url><loc>https://www.securian.com/about-us/careers/early-career-opportunities/career-development-programs/actuarial.html</loc><lastmod>2025-11-26</lastmod></url><url><loc>https://www.securian.com/about-us/careers/early-career-opportunities/career-development-programs/enterprise-technology.html</loc><lastmod>2025-11-26</lastmod></url><url><loc>https://www.securian.com/about-us/careers/early-career-opportunities/career-development-programs/information-technology-and-application-development.html</loc><lastmod>2024-09-05</lastmod></url><url><loc>https://www.securian.com/about-us/careers/early-career-opportunities/career-development-programs/underwriting.html</loc><lastmod>2024-02-20</lastmod></url><url><loc>https://www.securian.com/about-us/careers/early-career-opportunities/career-development-programs/management-development.html</loc><lastmod>2024-02-20</lastmod></url><url><loc>https://www.securian.com/about-us/careers/working-at-securian.html</loc><lastmod>2024-11-20</lastmod></url><url><loc>https://www.securian.com/about-us/careers/hiring-process.html</loc><lastmod>2025-01-24</lastmod></url><url><loc>https://www.securian.com/about-us/financial-strength.html</loc><lastmod>2025-04-24</lastmod></url><url><loc>https://www.securian.com/about-us/diversity-equity-inclusion.html</loc><lastmod>2026-02-09</lastmod></url><url><loc>https://www.securian.com/about-us/diversity-equity-inclusion/employee-resource-groups.html</loc><lastmod>2025-12-03</lastmod></url><url><loc>https://www.securian.com/about-us/diversity-equity-inclusion/dei-council.html</loc><lastmod>2025-12-03</lastmod></url><url><loc>https://www.securian.com/about-us/innovation.html</loc><lastmod>2025-12-16</lastmod></url><url><loc>https://www.securian.com/account-access/register-for-access.html</loc><lastmod>2025-03-21</lastmod></url><url><loc>https://www.securian.com/contact-us.html</loc><lastmod>2025-10-21</lastmod></url><url><loc>https://www.securian.com/contact-us/group-sales.html</loc><lastmod>2024-04-02</lastmod></url><url><loc>https://www.securian.com/contact-us/fig-products-contact-form.html</loc><lastmod>2021-07-29</lastmod></url><url><loc>https://www.securian.com/contact-us/financial-institution-contact-form.html</loc><lastmod>2025-02-28</lastmod></url><url><loc>https://www.securian.com/contact-us/retirement-plans-contact-form.html</loc><lastmod>2022-05-04</lastmod></url><url><loc>https://www.securian.com/contact-us/consumer-privacy-request.html</loc><lastmod>2025-08-26</lastmod></url><url><loc>https://www.securian.com/contact-us/consumer-privacy-request/send-general-information.html</loc><lastmod>2021-02-12</lastmod></url><url><loc>https://www.securian.com/contact-us/consumer-privacy-request/send-specific-information.html</loc><lastmod>2021-02-12</lastmod></url><url><loc>https://www.securian.com/contact-us/consumer-privacy-request/delete-information.html</loc><lastmod>2021-02-12</lastmod></url><url><loc>https://www.securian.com/contact-us/consumer-privacy-request/correct-information.html</loc><lastmod>2022-12-21</lastmod></url><url><loc>https://www.securian.com/contact-us/life-insurance-illustration-request.html</loc><lastmod>2024-03-29</lastmod></url><url><loc>https://www.securian.com/contact-us/retirement-plans-403b-457-contact-form.html</loc><lastmod>2021-04-21</lastmod></url><url><loc>https://www.securian.com/contact-us/financial-institution-email-form.html</loc><lastmod>2024-05-24</lastmod></url><url><loc>https://www.securian.com/privacy-notices.html</loc><lastmod>2023-05-04</lastmod></url><url><loc>https://www.securian.com/privacy-notices/ccpa-privacy-policy.html</loc><lastmod>2025-08-26</lastmod></url><url><loc>https://www.securian.com/privacy-notices/ccpa-privacy-policy/ccpa-privacy-policy-2020.html</loc><lastmod>2022-05-31</lastmod></url><url><loc>https://www.securian.com/privacy-notices/ccpa-privacy-policy/ccpa-privacy-policy-2021.html</loc><lastmod>2022-09-21</lastmod></url><url><loc>https://www.securian.com/privacy-notices/ccpa-privacy-policy/ccpa-privacy-policy-2022.html</loc><lastmod>2023-07-06</lastmod></url><url><loc>https://www.securian.com/privacy-notices/ssn-protection-policy.html</loc><lastmod>2022-04-27</lastmod></url><url><loc>https://www.securian.com/privacy-notices/online-privacy-statement.html</loc><lastmod>2024-04-01</lastmod></url><url><loc>https://www.securian.com/privacy-notices/online-privacy-statement/online-privacy-statement-2019.html</loc><lastmod>2024-02-28</lastmod></url><url><loc>https://www.securian.com/privacy-notices/mobile-terms-and-conditions.html</loc><lastmod>2022-05-20</lastmod></url><url><loc>https://www.securian.com/privacy-notices/new-york-domestic-violence-notice.html</loc><lastmod>2022-04-27</lastmod></url><url><loc>https://www.securian.com/privacy-notices/social-media-disclosure.html</loc><lastmod>2021-02-19</lastmod></url><url><loc>https://www.securian.com/privacy-notices/sharing-opt-out.html</loc><lastmod>2022-12-21</lastmod></url><url><loc>https://www.securian.com/legal-information.html</loc><lastmod>2019-10-01</lastmod></url><url><loc>https://www.securian.com/accessibility-notice.html</loc><lastmod>2025-08-20</lastmod></url><url><loc>https://www.securian.com/vrs-contact.html</loc><lastmod>2023-02-17</lastmod></url></urlset>