Skip to main content
Securian Financial

Smart investing

Choose from innovative investment options

You don’t need to be a financial expert to invest wisely. Our pre-mixed investment portfolios — created and managed by investment professionals — are designed to help you invest confidently and maximize returns.  

Investing made easy 

Your plan offers several investing options.  Review them to see what works best for you.

Invest with help

About 70 percent of employees1 choose to invest with help by selecting a pre-mixed portfolio from their plan's investment options. These portfolios, created and managed by investment professionals, include a mix of stocks and bonds and range from conservative to aggressive.

Invest on your own

If you'd rather invest on your own, you can do so by choosing a unique mix of investments from your plan's options. You can find the list of investments, details and performance information on the Account Detail page under Change Investment section.   

Diversification

The importance of diversification

Diversification — or spreading your investment around different asset allocations — can help you steer clear of extreme highs and lows in the market and reduces risk. While returns for different asset classes can vary dramatically from year to year, a diversified portfolio performs toward the middle of the market in most years.

Employee population gender demographics A pie chart showing that the split is 72 percent female and 28 percent male. If some investments can move like this... And some investments can move like this... Then, this is the general effect of diversification Employee population gender demographics A pie chart showing that the split is 72 percent female and 28 percent male. If some investments can move like this... And some investments can move like this... Then, this is the general effect of diversification

This hypothetical example is for illustrative purposes only and is not intended as investment advice.

Market fluctuations are natural and necessary 

Stock prices and the stock market are affected by a variety of factors, including supply and demand, news and events, foreign policy issues, and global health issues, such as the coronavirus. 

But the up and down movement of the stock market is also what enables investors to make money. Buy low and sell high is the crux of making money in the market. Remember that your retirement savings is a long-term investment. Before making changes during market volatility, think about the potential impact on your long-term goals. Time is often your greatest ally. 

Ready to get started?

Log in to your account to review, select or make changes to your investments. 

Access my account

1. Based on Securian Financial data, 2022.

Target Age® and Target Risk® Portfolios are based on generally accepted investment principles and consider an investor’s life expectancy and risk preference, respectively. These portfolios should not be construed as investment advice. A person should select investments based on personal goals and situation. The investment options that comprise Target Age and Target Risk Portfolios can also be selected separately outside of Target Age and Target Risk Portfolios. The investment options are not guaranteed and may increase or decrease in value.

Principal invested is not guaranteed at any time, including at or after the fund's specific target retirement date.

Target Pro® Portfolios are asset allocation services based on generally accepted investment principles, leverage employee data already in the plan, and are created and maintained by a plan’s Registered Investment Advisor. The assets in the portfolios are held in a group variable annuity contract issued by Minnesota Life Insurance Company as selected by the plan sponsor. The underlying investments of the group variable annuity contract could be held in various investment vehicles. Securian Financial provides the administrative recordkeeping services for the portfolios. Stadion Money Management, LLC, provides the portfolio allocation services. Stadion Money Management, LLC, is not affiliated with Securian Financial Group, Inc., or Minnesota Life Insurance Company. The managed account allocation investment manager has the discretion to change investments utilized by the portfolios without notice. However, if the plan makes a change to its core investment lineup that also impacts the managed account portfolios, you will receive prior notification of the change. Fees associated with this service are described in your Participant Fee and Investment Notice, which is available at securian.com/retirement.  

Neither asset allocation nor diversification guarantee against loss. They are methods used to manage risk. 

Investments will fluctuate and when redeemed may be worth more or less than when originally invested.    

DOFU 5-2022
2155108