Custom retirement plan solutions backed by our expertise
You can depend on Securian Financial for flexibility, expertise and outstanding service from people who truly care about doing what's right for our clients.
Our customers appreciate our technical capabilities and rely on us for a variety of plan types, custom plan designs, innovative investment solutions and administrative support.
We work with employers of all sizes, with a special focus on plans up to $200 million in assets.
Plan types available
All of our plans are fully customized specific to each organization’s needs. We offer variety of plan types, including:
- Profit sharing
- Defined benefit
- Cash balance
- Multiple employer plans
Client-first investment practices
Our investment philosophy puts customers first.
Revenue sharing is credited back to participant accounts daily, eliminating inequity in assessing plan costs to participants.
Foreign tax credits are credited back to the separate accounts that generated them, resulting in lower separate account expenses and increased performance.
Use of the most efficient share class – after revenue sharing and/or foreign tax credits have been credited back – helps minimize expenses and maximize returns.1
Innovative investment choices
Securian Financial offers thoughtful, innovative investment platforms, including the unique practices utilized in both our open architecture platform and Securian Signature Series® programs. Our pricing is not affected by proprietary funds, mapping strategies or fund selections.
We offer a robust open architecture program with more than 6,000 unique investment options available, but without the distraction of multiple share classes of the same strategy that can clutter other open architecture platforms.
Our approach provides meaningful choice, fee levelization and transparency. The platform includes:
- Actively and passively managed mutual funds
- Collective investment trusts, including nonproprietary target-date and target-risk funds as well as stable value funds
- Variable insurance trusts with a recent emergence of managed risk and managed volatility strategies
- Institutional separate accounts
Securian Signature Series®
The Signature Series is a diversified investment array created by the Securian Due Diligence Committee through a rigorous selection and monitoring process to ensure that we continuously offer quality investments.
Plan sponsors have the option to appoint Securian as a platform level ERISA 3(38) fiduciary for the Signature Series.
We make plan administration easy for your clients, allowing them to focus on other work and leave the day-to-day details to us. The knowledge and expertise of our team allows employers to focus on their business because we provide a level of administrative support that’s typically done in house by the employer.
In addition to the standard services offered by most retirement plan providers, we offer more services at no additional cost, including:
- Streamlined plan management
- Fiduciary support
- Loan processing using ACH payments
- Enhanced distribution services for QDROS and hardships
- Terminated participant tracking
- Required notices management
An optional ERISA 3(16) fiduciary program is also available for employers that wish to transfer even more administrative tasks to Securian while mitigating their fiduciary risk.
Successful long-term client relationships
High touch service from long-tenured retirement plan specialists and innovative, fiduciary-friendly offerings help Securian Financial stand apart from other retirement plan providers. Satisfaction and retention results illustrate that clients value our approach.