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Creating a financial plan

One size doesn’t fit all

Securian’s financial advisors take a customer-centered approach to creating a financial plan. We know all of our customers have unique goals and priorities, and your financial plan will reflect your individual needs.

Financial planning is an investment advisory service offered through Securian Financial Services, Inc., a registered investment advisor.

The financial planning process

Throughout our process, your financial advisor will listen to what’s important to you and your family and develop customized financial strategies that can help turn your goals into reality.

Securian advisors work with you to identify holistic strategies for your unique situation.

Set your goals

The first step in the process is identifying the milestones you want to achieve and discuss the values and beliefs most important to you and your family.

From there, you will establish a clear set of short- and long-term financial goals that will set the course of your plan.

Map your course

The next step is analysis. You and your financial advisor will review your goals and look into your sources of income, savings, debt, protection needs, tax liabilities and other factors. From there, you will discuss specific short-term and long-term needs to reach your goals.

Put the pieces together

After considering your goals and analyzing your current financial situation, your advisor will develop strategies and provide you with a fully customized, easy-to-understand written plan with recommendations and solutions.

Think of it as a road map to put you on track toward achieving your financial goals.

Begin the journey

Once your plan is set into motion, it’s important to schedule periodic reviews with your financial advisor to evaluate progress and make necessary adjustments as your life evolves and the environment changes.

Start planning your financial future

Talk to an advisor about creating your financial plan.

Find an advisor

When to hire a financial professional

You've probably heard that financial professionals can help you reach financial goals — but how do they work? Learn more about working with a financial professional.

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Financial advisors do not provide tax or legal advice. You should consult your tax advisor regarding your own situation.

Separate from the financial plan and our role as financial planner, we may recommend the purchase of specific investment or insurance products or accounts. These product recommendations are not part of the financial plan and the client is under no obligation to follow them.

DOFU 3-2019