Individual Annuities For Financial Institutions

Deliver more value to your customers with individual annuities

Securian Financial offers a complete portfolio of individual annuities tailored to the needs of your customers —including fixed, indexed, variable and immediate income annuities.

Annuities can play an integral role in meeting your customers' retirement income goals, including accumulation of retirement assets and securing lifetime income.

We understand your needs

We understand banks, and we understand risk-averse clients.

Our history as a highly rated insurer¹ operating with a conservative, long-term perspective, aligns well.

Read more about our financial strength and how you can rely on us.

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Existing policy questions

If you are a customer or member and have questions about your existing policy/contract:

Contact our service team

Offer peace of mind products to your customers and members

Start a conversation to learn about the various products we can offer your customers and members.

Contact our sales team

Grow your business with annuities

Our focus is driving success — empowering bank advisors with new solutions to grow their business, while guiding individuals and families to plan responsibly within their risk tolerance.

1. The Comdex ranking is an average percentile of a company’s ratings, making it easier to compare companies. Comdex looks at companies rated by independent rating agencies then ranks more than 200 of those companies on a scale of 1 (lowest) to 100 (highest), based on their agency ratings. A company must be rated by at least two rating agencies to receive a Comdex ranking. For more information about Comdex rankings, visit www.ebixlife.com. This ranking is current as of March 2019 and subject to change.

An annuity is intended to be a long-term, tax-deferred retirement vehicle. Earnings are taxable as ordinary income when distributed, and if withdrawn before age 59½, may be subject to a 10% federal tax penalty. If the annuity will fund an IRA or other tax qualified plan, the tax deferral feature offers no additional value. Qualified distributions from a Roth IRA are generally excluded from gross income, but taxes and penalties may apply to nonqualified distributions. Please consult a tax advisor for specific information. There are charges and expenses associated with annuities, such as deferred sales charges for early withdrawals. Variable annuities have additional expenses such as mortality and expense risk, administrative charge, investment management fees and rider fees. Variable annuities are subject to market fluctuation, investment risk and loss of principal.

Variable annuities are sold by prospectus. Your clients should consider the investment objectives, risks, charges and expenses of a portfolio and the variable insurance product carefully before investing. The portfolio and variable insurance product prospectuses contain this and other information.

These materials are for informational and educational purposes only and are not designed, or intended, to be applicable to any person's individual circumstances. It should not be considered investment advice, nor does it constitute a recommendation that anyone engage in (or refrain from) a particular course of action. Securian Financial Group, and its affiliates, have a financial interest in the sale of their products.

DOFU 7-2020
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