Proven capabilities to streamline your benefits
Securian Financial’s group insurance products and voluntary benefits are designed to simplify work for your benefits staff, increase employee satisfaction and encourage participation in your plan.
Simplify administration with technology
Make life easier for your employees and your benefits staff by taking advantage of our industry-leading technology solutions.
Securian Financial can either fully administer your plan or easily sync with your administrative vendor or benefits enrollment platform.
All of our platforms are built and maintained by developers in our home office to ensure maximum flexibility, security and control.
Unmatched convenience for employees
Our easy-to-use self-service website provides your employees with a simple, seamless and secure enrollment experience.
Employees can manage their group insurance benefits anywhere, anytime on any device – mobile, tablet or desktop.
- Enroll for coverage
- View coverage and premium amounts
- Submit evidence of insurability/proof of good health and get an immediate response, including real-time approvals
- Designate and change beneficiaries
Simplify work for your benefits staff
Our portal for benefits administrators offers fast, easy access to plan information, tools and data, allowing your benefits staff to work more efficiently.
Your staff can:
- Submit claims and documentation electronically, reducing processing time
- View on-demand evidence of insurability (EOI) and claims status reports, putting detailed plan information at their fingertips
Administration and record keeping
Securian also offers full record keeping and administration of your plan, allowing your benefits team to focus on other benefits programs without compromising the outstanding service your employees expect.
Reduce your workload
When you outsource your plan’s administration to Securian Financial, we conduct enrollment, manage eligibility rules, maintain coverage and beneficiary records, calculate premium deductions and work directly with your employees to provide personalized service.
Your benefits staff can view employees’ coverage, premium and beneficiary information online at any time.
Easy online enrollment
When we administer your plan, employees use our self-service website to enroll and manage their coverage, choose beneficiaries, and view and change their premium amounts.
With cash value plans, employees can also view contribution amounts and loan balances, and withdraw or make lump-sum contributions to their cash value.
Participant engagement and communication
Effective communication creates engagement, awareness and understanding of your benefits, increases employee participation and satisfaction, and reduces questions for your benefits staff.
We work to understand the needs and characteristics of your employees and collaborate with you to develop the right combination of communication tools, beginning at initial enrollment and lasting throughout our relationship.
The right message at the right time
We utilize your employees’ preferred channels to deliver clear, relevant messaging that communicates the value of your benefit program. Some of our capabilities include:
- Personalized printed communications, enrollment kits/booklets, direct mail and plan materials
- On-site presentations, education sessions and benefit fairs
- E-mail, social media content, videos and on-demand presentations
Plan design and optimization with Secure InsightsTM tool
Our Secure InsightsTM tool, developed in collaboration with LIMRA, will analyze the employee population annually to identify opportunities and optimize participation to achieve the plan’s full potential.
- Help you understand gaps in employee coverage
- Identify target employee segments that need the most protection
- Provide plan design recommendations
- Offer Financial Wellness 360® solutions to help employees feel more financially secure