Accidental death exclusions

No coverage will be provided under this policy and no benefit will be paid for any Injury or loss caused directly or indirectly by, results in whole or in part from, occurs during, or there is contribution from, any of the following: 1. self-inflicted Injury, self destruction, or autoeroticism, whether sane or insane; 2. suicide or attempted suicide, whether sane or insane; 3. an Insured Person’s commission of, or attempt to commit, a crime, assault, felony, or any illegal activity, regardless of any legal proceedings thereto; 4. bodily or mental infirmity, illness or disease; 5. the use of prescription drugs, non-prescription drugs, illegal drugs, medications, poisons, gases, fumes or other substances taken, absorbed, inhaled, ingested or injected; 6. the use of alcohol; 7. motor vehicle collision or accident where an Insured Person is the operator of the motor vehicle and the Insured Person’s blood alcohol level meets or exceeds the level at which intoxication is defined in the state where the collision or accident occurred, regardless of any legal proceedings thereto; 8. infection other than infection occurring simultaneously with, and as a direct and independent result of, the accidental Injury; 9. medical or surgical treatment or diagnostic procedures or any resulting complications, including complications from medical misadventure; 10. travel in or descent from any aircraft, except as a fare-paying passenger on a regularly scheduled commercial flight on a licensed passenger aircraft carrier; 11. war or any act of war, whether declared or undeclared.

Please note, exclusions may vary from state to state. Please review your policy for your specific state exclusions

DOFU 10-2018
602934