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Accidental death insurance

An easy and affordable way to protect your family today

No one can really prepare for an accident, but you can plan ahead and make sure your loved ones are protected should one happen to you by purchasing accidental death insurance.

What is accidental death insurance?

Accidental death insurance provides a payment in the event you or a covered family member experience a fatal covered accident.

Purchasing accidental death insurance, or supplementing your existing insurance with it, can be an affordable option. And acceptance is guaranteed.

Securian Financial offers an easy, online way to apply for accidental death insurance underwritten by Minnesota Life Insurance Company, a Securian Financial company.

Available accidental death insurance coverage types and amounts

  • Up to $250,0001 of coverage is available at affordable rates
  • As long as you are over the age of 18, you cannot be turned down for this protection
  • Single coverage covers you alone
  • Family coverage protects your spouse or domestic partner and dependent children at a percentage of your coverage amount2

You have 30 days to decide if this coverage is right for you. If during the 30-day review period you decide for any reason this is not for you, simply contact the insurance company to receive a full refund of any premium you have paid during the 30-day review period.

In just a few minutes, you can get coverage for you or your family. 

  1. Get a quote
  2. Provide some information about yourself
  3. Choose your payment method
  4. Get covered

Don’t delay; help protect your loved ones today.


Get a quote

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If coverage is not available in your state or if you would like to learn about additional insurance options, please call 1-877-572-7557.

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Life insurance FAQs

Understanding the ins and outs of life insurance can be a challenge. Here are some simple answers to the most common questions about life insurance.

1.  All benefit amounts reduce by 50% at age 70. If you are age 70 or older when you apply, the amount of coverage you selected is automatically reduced by 50%.

2. If you elect family coverage, a benefit in the amount of 60% of the coverage you choose will be paid in the event of your spouse's or domestic partner's covered loss if you do not have dependent children; 50% if you have dependent children. A benefit in the amount of 25% of coverage you choose will be paid in the event of your dependent child's covered loss. In Louisiana, family coverage covers you, your spouse and dependent children. In Colorado, family coverage covers you, your spouse or partner in a civil union and dependent children. 

All customers over age 18 who reside in the U.S., are eligible for accidental death insurance coverage. When purchasing coverage, all eligible customers may also insure their spouse or domestic partner and their unmarried dependent children by selecting family coverage. Dependent children are defined as those under age 19, but children age 19 and under age 26 may be covered if they are full-time students in an accredited college, university, vocational or technical school and dependent upon the insured for financial support.

Product exclusions and limitations apply. View exclusions. This is general policy information. Refer to your insurance policy for full details. 

DOFU 4-2019