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Pension risk transfer
Pension risk transfer (PRT) is a strategy that allows companies to manage the financial risks associated with their defined-benefit pension plans.
An employer transfers some or all of its pension obligations to Securian Financial through a purchase of a guaranteed single-premium group annuity contract issued by Minnesota Life Insurance Company or Securian Life Insurance Company. Then we take over the responsibility to make all future benefit payments to transferred participants and assume all investment, liquidity and mortality risks.
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How companies benefit
Collaborative expertise and service
Securian Financial offers a proven history of financial stability and expertise in the PRT market. We are the 9th largest writer of pension risk transfer in the industry1 and known for our collaboration and customer service. In fact, consultants and companies we work with give our team of experts a Net Promoter Score of 91, which is generally considered to be "world-class" level.2
Extensive experience and top-tier support
40
local career service reps dedicated to serving retirement customers
17
second average speed-to-answer from a direct live representative
4.8/5
retiree satisfaction score3
91/100
Net Promoter Score2
200+
PRT transactions
10+
years in the PRT business
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We align the work we do as a conscientious, customer-focused organization with the priorities of our clients. Our dedicated support teams ensure seamless transitions and ongoing assistance, showcasing our strong track record in the PRT market.
Blake Reigert
Director, Business Development, Institutional Retirement Solutions
Our top-level Net Promoter Score speaks volumes about our approach to service and collaboration. We work side-by-side with our clients every step of the way to exceed expectations for all involved.
Angela Olson
Manager, Business Operations, Institutional Retirement Solutions
In the fiduciary-focused business of PRT, the current and continued financial strength of an insurance company is paramount. Securian helps our customers build secure tomorrows and we want them to have the peace of mind that they deserve in their retirement years.
Kent Peterson
Vice-President, Institutional Retirement Solutions
All from a company known for its financial strength
Securian Financial has been providing solutions and protecting families for more than 140 years. Our mutual holding company structure means we’re not under pressure to deliver short-term returns. Instead, we focus our energy on serving customers’ long-term needs.
See our strength- LIMRA, U.S. Group Annuity Risk Transfer Survey, Fourth Quarter 2024. Figure reflects total PRT buyout sales.
- Securian Financial PRT client and consultant experience study, December 2025.
- Securian post-call customer survey results, Q1 2026.
Our financial strength and claims-paying ability rank us among the most highly rated insurance company groups in the nation. For more information about the rating agencies and to see where our ratings rank compared to other ratings, please visit securian.com/ratings.
This product is subject to the financial strength and claims-paying ability of Minnesota Life Insurance Company or Securian Life Insurance Company.
Associates shown are Securian Financial employees, and thus have a financial connection to Securian Financial. Their statements were given freely.
DOFU 7-2026
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