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Guaranteed investment contracts (GICs)

Simplicity and stability

Our traditional guaranteed investment contracts, issued by Minnesota Life Insurance Company, provide principal protection and a guaranteed crediting rate until maturity, allowing for growth while safeguarding against market risk. Funds placed in our guaranteed investment contracts are backed by our General Account, which includes a portfolio of high-quality fixed-income securities.

How participants benefit

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Capital preservation

Designed to protect their principal investment.

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Guaranteed returns

Crediting rates provide consistent and predictable returns — particularly appealing in volatile markets.

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Liquidity

Participants have flexibility to initiate withdrawals.

Why work with us

Our guaranteed investment contracts are backed by our unwavering financial strength. As a part of a financially stable, non-public company, we focus on the long-term and seek to execute consistently — and we have been for over 140 years. Minnesota Life, the company that issues our products, ranks among the most highly rated insurance companies in the nation.

We love to solve retirement challenges

Contact our dedicated team today.

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All from a company known for its financial strength

Securian Financial has been providing solutions and protecting families for more than 140 years. Our mutual holding company structure means we’re not under pressure to deliver short-term returns. Instead, we focus our energy on serving customers’ long-term needs.

See our strength

Our financial strength and claims-paying ability rank us among the most highly rated insurance company groups in the nation. For more information about the rating agencies and to see where our ratings rank compared to other ratings, please visit securian.com/ratings.

This product is subject to the financial strength and claims-paying ability of Minnesota Life Insurance Company or Securian Life Insurance Company.

DOFU 4-2026

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