Our Investment Approach
Our strength comes from our ability to manage each trust account individually to meet trust objectives and to consider the individual needs of trust beneficiaries. To accomplish our goal of providing the best service and expertise, we employ the following when managing trust investments:
- Trust portfolio coordinated with overall financial goals:
- Each trust portfolio is developed with consideration given to the trust's role in the client's overall financial goals. This comprehensive approach allows us to better develop the trust portfolio.
- Customized investment policy statement for each trust account
- Our investment professionals work with you, your client and their other advisors to develop an individual investment policy statement for the trust. Taking into consideration such factors as the trust's long and short term goals, risk tolerance, tax concerns, etc., helps to ensure the highest level of service for each trust client.
- Asset class selection
- Securian Trust Company has the resources to develop account portfolios, allocating assets from an array of equities, bonds and mutual funds. Our investment professionals also perform separate account portfolio management when needed.
- Our investment experts average nearly 20 years of financial services experience, and apply modern portfolio theory as a scientific basis for every trust investment account.
- Our investment management process does not end with trust portfolio development. Our team of investment professionals regularly monitors and adjusts each trust portfolio for fluctuations in the markets and the changing needs of multiple trust beneficiaries, as allowed by the trust.
TRUST Portfolio Management provides:
- Investment Policy Statement developed for trust, including the long-term needs of multiple beneficiaries.
- Portfolio constructed for trust in line with investment policy statement to satisfy the needs of multiple beneficiaries.
- Periodic review and portfolio adjustment, plus formal, annual review statement produced for each trust account.
- Regular, consolidated trust account statements outlining both income and principal accountings required for proper tax reporting.
- Trust tax preparation (where required).
- Principal and income distributions as required by trust.
- Regular follow-up with Grantor and beneficiaries as necessary.