Financial security for the long run
Our insurance company affiliates are highly rated by the four independent rating organizations that analyze financial strength and our claims-paying history.
Solid Financial Ratings
A+
Superior
2nd highest of
16 ratingsA.M. Best
AA-
Very Strong
4th highest of
19 ratingsFitch
A+
Strong
5th highest of
21 ratingsStandard & Poor's
Aa3
Excellent
4th highest of
21 ratingsMoody's Investors Service
These ratings are current as of April 2013 and subject to change. They are assigned to the insurance affiliates of Securian Financial Group, Inc. – Minnesota Life Insurance Company and Securian Life Insurance Company.
A.M. Best, the oldest rating agency, has reported on the financial condition of insurance companies since 1899. Our A+ rating, the second highest of Best's 16 categories, is assigned to companies which have achieved superior overall performance when compared to the norms of the life and health insurance industry. We have received Best's "Superior" rating for more than 50 years. Listed below are the 16 ratings A.M. Best uses.
| A++ | Superior |
| A+ | Superior – Our rating |
| A | Excellent |
| A- | Excellent |
| B++ | Good |
| B+ | Good |
| B | Fair |
| B- | Fair |
| C++ | Marginal |
| C+ | Marginal |
| C | Weak |
| C- | Weak |
| D | Poor |
| E | Under Regulatory Supervision |
| F | In Liquidation |
| S | Rating Suspended |
These ratings are current as of April 2013 and subject to change. They are assigned to the insurance affiliates of Securian Financial Group, Inc. — Minnesota Life Insurance Company and Securian Life Insurance Company.
Fitch has evaluated the claims-paying ability of life, health, property casualty, bond and annuity insurers since 1986. Our AA- rating is their fourth highest of 19 ratings.
| AAA | Exceptionally Strong |
| AA+ | Very Strong |
| AA | Very Strong |
| AA- | Very Strong – Our rating |
| A+ | Strong |
| A | Strong |
| A- | Strong |
| BBB+ | Good |
| BBB | Good |
| BBB- | Good |
| BB+ | Moderately Weak |
| BB | Moderately Weak |
| BB- | Moderately Weak |
| B+ | Weak |
| B | Weak |
| B- | Weak |
| CCC | Very Weak |
| CC | Very Weak |
| C | Very Weak |
These ratings are current as of April 2013 and subject to change. They are assigned to the insurance affiliates of Securian Financial Group, Inc. — Minnesota Life Insurance Company and Securian Life Insurance Company.
Standard & Poor's, which has rated the financial strength and credit quality of debt issues for over 50 years, began publicly rating insurance companies in 1983. Our A+ rating is their fifth highest of 21 ratings.
| AAA | Extremely Strong |
| AA+ | Very Strong |
| AA | Very Strong |
| AA- | Very Strong |
| A+ | Strong – Our rating |
| A | Strong |
| A- | Strong |
| BBB+ | Good |
| BBB | Good |
| BBB- | Good |
| BB+ | Marginal |
| BB | Marginal |
| BB- | Marginal |
| B+ | Weak |
| B | Weak |
| B- | Weak |
| CCC+ | Very Weak |
| CCC | Very Weak |
| CCC- | Very Weak |
| CC | Extremely Weak |
| R | Regulatory Action |
These ratings are current as of April 2013 and subject to change. They are assigned to the insurance affiliates of Securian Financial Group, Inc. — Minnesota Life Insurance Company and Securian Life Insurance Company.
Moody's Investors Service started in the bond rating business in 1904, and began offering insurance financial strength ratings in 1986. Our Aa3 rating is Moody's fourth highest of 21 ratings.
| Aaa | Exceptional |
| Aa1 | Excellent |
| Aa2 | Excellent |
| Aa3 | Excellent – Our rating |
| A1 | Good |
| A2 | Good |
| A3 | Good |
| Baa1 | Adequate |
| Baa2 | Adequate |
| Baa3 | Adequate |
| Ba1 | Questionable |
| Ba2 | Questionable |
| Ba3 | Questionable |
| B1 | Poor |
| B2 | Poor |
| B3 | Poor |
| Caa1 | Very Poor |
| Caa2 | Very Poor |
| Caa3 | Very Poor |
| Ca | Extremely Poor |
| C | Lowest |
These ratings are current as of April 2013 and subject to change. They are assigned to the insurance affiliates of Securian Financial Group, Inc. — Minnesota Life Insurance Company and Securian Life Insurance Company.
93*
Comdex Ranking
The Comdex ranking is not a rating. It is a composite index which is created by combining the ratings of multiple insurance rating agencies into a single number from 1 (lowest) to 100 (highest). The number is a percentile showing where a company stands in comparison to other ranked companies based on the ratings it has received from rating agencies. A company needs to be rated by at least two rating agencies to receive a Comdex rank but may be rated by more than two rating agencies. For more information about Comdex rankings you may visit their web site at www.ebixlife.com.
*This ranking is current as of April 2013 and subject to change.
Insurance products are issued by Minnesota Life Insurance Company in all states except New York. In New York, products are issued by Securian Life Insurance Company, a New York admitted insurer. Both companies are headquartered in St. Paul, MN. Product availability and features may vary by state. Each insurer is solely responsible for the financial obligations under the policies or contracts it issues.
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