Financial Highlights

Condensed Consolidated
December 31, 2008 and 2007

in thousands	2008	2007
Insurance in force	$731,420,400	$634,764,900
Assets	21,791,800	26,829,000
Revenues	2,741,300	2,857,000
Operating Earnings*	102,800	167,900
Policyholder Benefits and Dividends**	2,170,500	1,744,200
Surplus	2,072,100	2,893,700

*Operating earnings equal net income less realized investment gains and losses net of taxes.
** Policyholder benefits and dividends equal the sum of policyholder benefits, policyholder dividends and interest credited.