Securian Financial Group is the NSC preferred partner for credit life and disability insurance.

Debt protection: An innovative solution for today’s needs

Borrowers are taking out larger loan amounts and repaying them over a longer period of time, heightening the need for protection. They want peace of mind knowing their loan will not become a burden in the event something unexpected happens to them.

Debt protection is the solution borrowers are looking for, providing the protection they desire at an economical price.

As a non-insurance lending product, debt protection also meets the needs of today’s financial institutions. Your current loan protection program may not cover the many loan types available to borrowers. Debt protection offers the flexibility you’re looking for, while providing an additional source of fee income.

With debt protection, you determine product pricing and program marketing. Serving as the perfect complement to your existing lending programs, debt protection is your program being offered to your borrowers. Your fee is not bound by state insurance regulations, and additional licensing is not required to sell debt protection.

Securian's debt protection programs

Securian builds debt protection programs that work for you. We take a full-service approach, make compliance a priority and focus on results.

• Increase your fee income. Our products meet your borrowers’ needs which can expand participation.
• Cover all loan types. We offer products designed especially for credit cards, consumer, home equity, mortgage, direct and indirect auto, and business loans.
• Provide easy loan protection for you and your borrowers. Because our products include prepackaged coverage, pricing and implementation standards, they are easier, faster and more efficient to administer.
• Supplement your existing portfolio. We’ll help you design a debt protection program that complements the products you already offer.

Our unique approach

Securian was the first to market with debt protection programs for consumer loans, and we continue to innovate. Our unique approach to debt protection is based on a clear understanding of lending and a strong focus on the needs of our clients and their borrowers.

With today’s lending needs in mind, we developed a portfolio of seven turn-key debt protection products designed specifically for each loan type. These prepackaged products, along with our custom solutions, are the result of our experience in the marketplace as well as extensive client research.

We have learned there are important design considerations contributing to the success of our debt protection programs. These drivers to success are the basis for all of our solutions. We have combined the best in product design with an understanding of each loan type’s distinct characteristics. As a result, we have taken the guesswork out of debt protection.

» Contact us or call an Allied Solutions representative to craft a debt protection program that is thoughtfully designed with long-term impacts to your bottom line.

At Securian, we realize that financial institutions and their clients have unique needs. Decades of experience give us a clear perspective on what works.

View a sample debt protection consumer brochure. We can assist you with the marketing of your debt protection program.

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