Credit insurance
With nearly 600 credit insurance clients nationwide, Securian is recognized as a leader in the industry. We offer traditional credit life and disability insurance programs, as well as an enhanced array of new features to best meet your clients’ income and customer/asset protection needs.
Securian offers a full array of credit insurance benefits:
- Credit life insurance reduces or pays off the insured balance on a loan if a borrower dies.
- Full term life – Benefits provided up to the full term of the loan.
- Truncated term life* – Protection for a term of insurance that is less than the term of the insured loan.
- Credit disability iInsurance pays the loan payments (up to the contract limit) if a borrower becomes ill or disabled and is unable to work.
- Full term disability – Benefits provided up to the full term of the loan.
- Critical period disability* – Benefits limited to a specified maximum number of payments (for example a maximum of 12 months per occurrence).
- Shared disability* – Two borrowers are each insured a percentage share of the monthly and total benefit amount.
*In approved states
Contact us to craft a credit insurance program that is thoughtfully designed to positively impact your bottom line. 651-665-1494 or e-mail.